Spar Nord Bank

Legal Proceedings Report • Jun 24, 2013

To NASDAQ OMX Copenhagen and the Press

24 June 2013 Company Announcement No. 6/13

The Danish FSA has concluded its ordinary inspection of Spar Nord

Following recent speculations in Danish media about the frequency of FSA inspections in Danish banks, and in accord with the FSA, we hereby announce that the FSA has conducted its ordinary inspection of Spar Nord in the second quarter of 2013.

The final inspection report is expected published by the FSA before the end of August. However, at a meeting after the conclusion of the inspection the FSA has informed Spar Nord that the FSA is comfortable with the bank's current loan impairment level and that the FSA has no significant remarks to the bank's ICAAP ratio.

Hence, the conclusions from the FSA do not lead to any revisions of Management's 2013-guidance regarding loan losses and earnings.

Spar Nord's semi-annual report will be disclosed as planned at 14 August 2013.

For further information regarding this announcement, please contact CEO Lasse Nyby at +45 96 34 40 11. Please be advised that due to travel, SVP Corporate Communication Ole Madsen will not be available for comments today after 11.00 AM CEST.

Kind Regards, Spar Nord Bank A/S

Ole Madsen Senior Vice President

Mail: oma@sparnord.dk T: +45 96 34 40 10 M: +45 25 27 05 80

Spar Nord Bank A/S

Direktionssekretariatet Postboks 162 9100 Aalborg

Reg. nr. 9380 Telefon 96 34 40 00 Telefax 96 34 45 62 Swift spno dk 22

www.sparnord.dk sparnord@sparnord.dk