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Skjern Bank

Earnings Release Feb 8, 2018

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Nasdaq OMX Copenhagen A/S Skjern 8 February 2018

Nikolaj Plads 6

1007 København K

Stock Exchange Announcement No. 1/2018

• Profit before tax increased by 38 % to DKK 145 million.

• Return on primo equity before tax of 21.7 %

• Core earnings increased by 7.8 % to DKK 137 million.

• Net interest increased by 5 %, while net fee income increased by 17 %. Total
increase of 9 % from DKK 262 million to DKK 287 million.

• Impairment decreased by 45 % or DKK 16.3 million. Primarily due to fewer
write-downs in the agricultural segment

• Lending growth increased by 6.4 % to DKK 3.9 billion

• Satisfactory capital ratio of 17.8 % and individual solvency requirements
reduced to 9.4 %

• In 2018, the bank expects core earnings in the range of DKK 135 - 145
million.

Kind regards

Skjern Bank

Hans Ladekjær Jeppesen Per Munck

Chairman of the board of directors Director

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