Raiffeisen Bank International AG

Earnings Release • May 28, 2013

Ad hoc announcement

Raiffeisen Bank International AG / Keyword(s): Quarter Results/Weiteres
Schlagwort

RBI: First Quarter Report 2013

Ad hoc announcement transmitted by DGAP - a company of EquityStory AG. The
issuer is solely responsible for the content of this announcement.

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• Net interest income of EUR 865 mn (down 1.2% y-o-y)
• General administrative expenses increased to EUR 788 mn (up 4.6% y-o-y)
  due to Polbank integration
• Net provisioning for impairment losses increased to EUR 220 mn (up 43.7%
  y-o-y)
• Net income from derivatives and liabilities of minus EUR 121 mn, mainly
  affected by valuation of own liabilities (credit spread effect of minus EUR
  82 mn, no impact on regulatory capital)
• Net income from financial investments fell to EUR 87 mn, primarily due to
  gain on sale of security portfolio of EUR 159 mn in prior year
• Profit before tax declined to EUR 251 mn (down 63.4% y-o-y)
• Consolidated profit decreased to EUR 157 mn (down 71.0% y-o-y)
• Net interest margin 2.89% (up 0.23PP y-o-y)
• Core tier 1 ratio (total risk) of 10.6% (up 0.4PP y-o-y)

Income Statement in EUR mn 1-3/2013 1-3/2012
Net interest income 865 875
Net provisioning for impairment
losses (220) (153)
Net interest income after
provisioning 645 722
Net fee and commission income 375 346
Net trading income 80 82
General administrative expenses (788) (753)
Net income from derivatives and
liabilities (121) 35
Net income from financial
investments 87 261
Profit before tax 251 685
Profit after tax 174 574
Consolidated profit 157 541

Balance Sheet in EUR mn 31/3/13 31/12/12
Equity 11,061 10,873
Total assets 131,932 136,116
NPL ratio 9.9% 9.8%
NPL coverage ratio 67.5% 67.0%

Bank Specific Information 31/3/13 31/12/12
Core tier 1 ratio (total risk) 10.6% 10.7%
Tier 1 ratio (credit risk) 13.5% 13.6%
Tier 1 ratio (total risk) 11.2% 11.2%
Own funds ratio 15.4% 15.6%

Performance 1-3/2013 1-3/2012
Net interest margin 2.89% 2.65%
Return on equity before tax 9.2% 25.1%
Consolidated return on equity 6.1% 22.0%
Cost/income ratio 60.5% 58.2%
Earnings per share in EUR 0.55 2.52

Resources 31/3/13 31/12/12
Employees 59,231 60,084
Business outlets 3,057 3,106

For further information please contact:
Susanne Langer
Head of Group Investor Relations
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com

28.05.2013 DGAP’s Distribution Services include Regulatory Announcements,
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Language: English
Company: Raiffeisen Bank International AG
Am Stadtpark 9
A-1030 Vienna
Austria
Phone: +43-1-71707-2089
Fax: +43-1-71707-2138
E-mail: ir@rbinternational.com
Internet: www.rbinternational.com
ISIN: AT0000606306
WKN: A0D9SU
Listed: Freiverkehr in Berlin, München, Stuttgart; Frankfurt in Open
Market ; Wien (Amtlicher Handel / Official Market)

End of Announcement DGAP News-Service

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