Raiffeisen Bank International AG

Earnings Release • Nov 16, 2016

Raiffeisen Bank International AG / Key word(s): Quarterly / Interim Statement

16.11.2016 07:33

Disclosure of an inside information according to Article 17 MAR,
transmitted by DGAP - a service of EQS Group AG.
The issuer is solely responsible for the content of this announcement.

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• Consolidated profit EUR 394 mn
• CET1 ratio further improved (12.6% transitional, 12.3% fully loaded as of
  30 September 2016)
• Net interest margin stabilizing
• Substantial reduction in risk costs, especially in retail
• NPLs significantly reduced; NPL ratio improving and coverage ratio stable
• Resolution passed in principle to merge RZB and RBI
• Raiffeisen Leasing Polska: Sales agreement signed with PKO Leasing
  resulting in approx. 33 basis points increase in CET1 ratio (fully loaded)
  at closing
• Exclusive negotiations with Polish Alior Bank regarding the sale of
  Raiffeisen Polbank

Income Statement
in EUR mn 1-9/2016 1-9/2015 Q3/2016 Q2/2016
Net interest income 2,187 2,495 732 738
Net provisioning for
impairment losses (503) (795) (100) (297)
Net interest income after
provisioning 1,684 1,700 632 440
Net fee and commission
income 1,097 1,129 378 372
Net trading income 136 (12) 52 56
General administrative
expenses (2,100) (2,101) (687) (694)
Other results (122) (56) (103) 33
Profit/loss before tax 746 708 296 221
Profit/loss after tax 480 516 212 130
Consolidated profit/loss 394 461 184 96

Balance Sheet
in EUR mn 30/09/16 31/12/15
Equity 9,022 8,501
Total assets 113,838 114,427
NPL ratio 10.2% 11.9%
NPL coverage ratio 72.0% 71.3%
Risk-weighted assets (total
RWA) 62,078 63,272

Ratios 30/09/16 31/12/15
Common equity tier 1 ratio
(fully loaded) 12.3% 11.5%
Common equity tier 1 ratio
(transitional) 12.6% 12.1%
Total capital ratio (fully
loaded) 17.6% 16.8%
Total capital ratio
(transitional) 17.8% 17.4%

Ratios 1-9/2016 1-9/2015 Q3/2016 Q2/2016
Net interest margin 2.76% 2.99% 2.77% 2.80%
Return on equity before tax 11.7% 11.4% 13.8% 10.7%
Consolidated return on
equity 6.6% 7.9% 9.2% 4.8%
Cost/income ratio 60.5% 57.4% 57.9% 58.9%
Earnings per share in EUR 1.35 1.58 0.63 0.33

Resources 30/09/16 31/12/15
Employees (full-time
equivalents) 50,526 51,492
Business outlets 2,590 2,705

The outlook remains unchanged.

For further information please contact:

Susanne E. Langer
Head of Group Investor Relations
Spokesperson
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com

16.11.2016 The DGAP Distribution Services include Regulatory Announcements,
Financial/Corporate News and Press Releases.
Archive at www.dgap.de

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Language: English
Company: Raiffeisen Bank International AG
Am Stadtpark 9
A-1030 Vienna
Austria
Phone: +43-1-71707-2089
Fax: +43-1-71707-2138
E-mail: ir@rbinternational.com
Internet: www.rbinternational.com
ISIN: AT0000606306
WKN: A0D9SU
Listed: Luxemburg, SIX, Wien (Amtlicher Handel / Official Market)

End of Announcement DGAP News-Service

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