YAPI VE KREDİ BANKASI A.Ş.

Capital/Financing Update • Dec 24, 2025

Summary Info	Board of Directors resolution regarding the foreign debt instrument issue limit
Update Notification Flag	No
Correction Notification Flag	No
Postponed Notification Flag	No

Authorized Member Decision Date	24.12.2025
Issue Limit	7.000.000.000
Currency Unit	USD
Issue Limit Security Type	Debt Securities
Sale Type	Oversea
Domestic / Oversea	Oversea

Additional Explanations

By our Bank Board of Directors resolution dated 24.12.2025, it is resolved that; to make one or multiple issuances of bonds, structured debt instruments or similar debt instruments within a period of 1 year following the Capital Markets Board of Turkey's approval of the issuance certificate (ihraç belgesi), to be sold abroad without offering for sale in Turkey, under the MTN (Medium Term Note) Programme or as standalone issuances, in various tranches, maturities and fixed and/or floating interest rates to be determined according to the market conditions on the issuing date up to an amount of USD 7,000,000,000 or equivalent foreign currencies or Turkish Lira (up to USD 2,000,000,000 or equivalent foreign currencies or Turkish Lira of such limit, being utilizable for issuance of bonds or similar debt instruments having the qualifications specified in the Regulation on Equity of the Banks published in the Official Gazette dated September 5, 2013 and numbered 28756 (the "Equity Regulation") and which may be included in the calculation of equity); within this scope, to authorize the Head Office to make the necessary applications in Turkey and abroad with the relevant authorities including but not limited to the Banking Regulatory and Supervision Agency (Bankacılık Düzenleme ve Denetleme Kurumu) and the Capital Markets Board of Turkey (Sermaye Piyasası Kurulu), to determine, accept and approve all conditions and provisions related to issuance, including but not limited to arbitration and jurisdiction clauses, the currency, the amount and the interest to be paid for each issuance, and to sign all agreements and any document related to the issuance and execute all necessary operations and all kinds of amendments (if necessary) on the related matter. This statement has been translated into English and simultaneously announced for informational purposes. In the event of any discrepancy between the Turkish and the English versions, the Turkish version shall prevail.