ÇAĞDAŞ FAKTORİNG A.Ş.

Capital/Financing Update • Dec 19, 2025

Summary Info	TRSCGDFA2616 ISIN Kodlu 22/12/2026 Vadeli Tahvil İhracı
Update Notification Flag	No
Correction Notification Flag	No
Postponed Notification Flag	No
Subject of Notification	Completion of the Sale

Board Decision Date	20.10.2025

Related Issue Limit Info

Currency Unit	TRY
Limit	760.000.000
Issue Limit Security Type	Debt Securities
Sale Type	Sale To Qualified Investor
Domestic / Oversea	Domestic
Capital Market Board Approval Date	13.11.2025

Capital Market Instrument To Be Issued Info

Type	Bond
Maturity Date	22.12.2026
Maturity (Day)	365
Sale Type	Sale To Qualified Investor
Intended Nominal Amount	211.000.000
Intended Maximum Nominal Amount	211.000.000
The country where the issue takes place	Türkiye
Approval Date of Tenor Issue Document	20.10.2025
Title Of Intermediary Brokerage House	ALTERNATİF MENKUL DEĞERLER A.Ş.
Central Securities Depository	Merkezi Kayıt Kuruluşu A.Ş.
Starting Date of Sale	19.12.2025
Ending Date of Sale	19.12.2025
Nominal Value of Capital Market Instrument Sold	211.000.000
Maturity Starting Date	22.12.2025
Issue Price	1
Interest Rate Type	Floating Rate
The Period That Rate Will Be Used	T-1
Floating Rate Reference	TLREF
Additional Return (%)	3,25
Traded in the Stock Exchange	No
Payment Type	TL Payment
ISIN Code	TRSCGDFA2616
Coupon Number	4
Currency Unit	TRY
Coupon Payment Frequency	Quarterly

Redemption Plan of Capital Market Instrument Sold

Coupon Number	Payment Date	Record Date	Payment Date	Interest Rate - Periodic (%)	Interest Rate - Yearly Simple (%)	Interest Rate - Yearly Compound (%)	Payment Amount	Exchange Rate	Was The Payment Made?
1	24.03.2026	23.03.2026	24.03.2026
2	23.06.2026	22.06.2026	23.06.2026
3	22.09.2026	21.09.2026	22.09.2026
4	22.12.2026	21.12.2026	22.12.2026
Principal/Maturity Date Payment Amount	22.12.2026	21.12.2026	22.12.2026				211.000.000

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
KOBİRATE ULUSLARARASI KREDİ DERECELENDİRME VE KURUMSAL YÖNETİM HİZMETLERİ A.Ş	Uzun Vadeli Kredi Notu KR AA+ / Kısa Vadeli Kredi Notu KR A-1	26.03.2024	Yes

Does the capital market instrument have a rating note?	No

Does the originator have a rating note?	No

Additional Explanations

Şirketimiz 22.12.2025 tarihinde Alternatif Menkul Değerler A.Ş. aracılığıyla Nitelikli yatırımcılara 211.000.000-TL nominal değerli,365 gün vadeli, TRSCGDFA2616 ISIN kodlu özel sektör tahvilinin satışı gerçekleştirilmiştir. Bononun vade başlangıç tarihi 22/12/2025 olup, itfa tarihi 22/12/2026'dır.