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Allane SE

Investor Presentation Nov 17, 2021

396_ip_2021-11-17_b5edca81-78ea-4947-a466-976db4f1da37.pdf

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Allane SE Q3 2021 Update

Disclaimer

This presentation contains certain forward-looking statements relating to the business, financial performance and results of the Allane SE (together with its subsidiaries, the "Company") and/or the industry in which the Company operates. Forward-looking statements, regardless if made orally or in writing, concern future circumstances and results and other statements that are not historical facts, sometimes identified by the words "believes," "expects," "predicts," "intends," "projects," "plans," "estimates," "aims," "foresees," "anticipates," "targets," and similar expressions. Forwardlooking statements, including assumptions, opinions and views of the Company or cited from third party sources, are solely opinions and forecasts which are uncertain and subject to risks. Actual events may differ significantly from any anticipated development due to a number of factors, including without limitation, changes in general economic conditions, in particular economic conditions in the Company's target markets, changes affecting interest rate levels, changes in competition levels, changes in laws and regulations, environmental damages, the potential impact of legal proceedings and actions and the Group's ability to achieve operational synergies from past or future acquisitions. The Company does not guarantee that the assumptions underlying forward-looking statements, regardless if made orally or in writing, are free from errors nor does it accept any responsibility for the future accuracy of opinions or any obligation to update the statements in this presentation to reflect subsequent events. Forward-looking statements are made only as of the date hereof. Neither the delivery of this presentation nor any further discussions of the Company with any of the recipients thereof shall, under any circumstances, create any implication that there has been no change in the affairs of the Company since such date. Consequently, the Company does not undertake any obligation to review, update or confirm investors' expectations or estimates or to release publicly any revisions to any forward-looking statements to reflect events that occur or circumstances that arise in relation to the content of the presentation.

Furthermore, a totally different performance can ensue from an unexpected slump in demand or economic stagnation in our key market Germany and/or in other Western European markets. The actual development can differ materially from the forecasts made in this presentation, in case one of the aforementioned risks or other risks not mentioned here should materialize and/or the assumption on which we have based our forecasts and prospects turn out to be wrong.

This presentation contains summary information only and does not purport to be comprehensive and is not intended to be (and should not be used as) the basis of any analysis or other evaluation. In addition, the information in this presentation is subject to change. No representation or warranty (express or implied) is made as to, and no reliance should be placed on, any information, including projections, estimates, targets and opinions, contained herein, and no liability whatsoever is accepted as to any errors, omissions or misstatements contained herein.

Due to rounding, individual figures in this presentation may not always add up to the total figure.

The presentation is furnished to you solely for your information and may not be reproduced or redistributed, in whole or in part, to any other person.

By accepting this presentation, you acknowledge the foregoing.

A. KPIs and Highlights Q3 2021
B. Financials 9M 2021
C. Outlook
D. Appendix

Allane Mobility Group's contract portfolio as end of Q3 2021 with 128,200 contracts 1.3% below end of 2020 especially due to Covid-19 effects

2) Due to rounding it is possible that selected figures do not add up to the overall amount recorded

Business development 9M 2021 in line with expectations – Contract portfolio, operating revenue and EBT below previous year

Q3 2021 Q4 2020 Change vs. Q4 2020
Group contract portfolio1) 128,200 129,900 -1.3%
§
Online Retail
36,700 38,600 -5.0%
§
Fleet Management
58,200 53,500 8.8%
§
Fleet Leasing
33,300 37,800 -11.9%
Financials 9M 2021 9M 2020 Change vs. 9M 2020
Operating revenue EUR 291.5 m EUR 319.9 m -8.9%
EBITDA EUR 142.3 m EUR 158.6 m -10.3%
EBT EUR 4.6 m EUR 5.2 m -10.3%
Operating return on revenue 1.6% 1.6% 0.0pp
Equity ratio 17.8% 16.4% 1.4pp

1) Due to rounding it is possible that selected figures do not add up to the overall amount recorded

A. KPIs and Highlights Q3 2021
B. Financials 9M 2021
C. Outlook
D. Appendix

EBT 9M 2021 EUR 0.6 m below previous year, mainly due to lower new business volume and transaction-related costs

Allane Mobility Group – Key performance indicators 9M 2017 to 9M 20211)

1) Due to rounding it is possible that selected figures do not add up to the overall amount recorded

2) Including leasing contracts, fleet management contracts, service contracts and order book (contracts for which the leased vehicle has not yet been delivered to the customer)

3) The sum of leasing revenue (i.e. the finance rate, being the financing portion, consisting of interest and depreciation, of the agreed lease instalment) and other revenue from leasing business of the Leasing business unit as well as fleet management revenue from the Fleet Management business unit

4) Ratio of earnings before taxes (EBT) to operating revenue

5) Earnings before interest, taxes, depreciation and amortisation

Group-EBT decreases to EUR 4.6 m - Leasing business unit EUR +0.8 m vs. previous year, Fleet Management mainly burdened by ZAG project and IT

Allane Mobility Group – Development of EBT and business units 9M 2017 – 9M 20211)

1) Due to rounding it is possible that selected figures do not add up to the overall amount recorded

2) Ratio of EBT to operating revenue

3) EBITDA = Earnings before interest, taxes, depreciation and amortization

Lease assets of approx. EUR 1.0 bn – Equity ratio up 1.4 ppts compared to 2020 (ACT), mainly due to a lower level of lease assets

Allane Mobility Group – Development of key balance sheet figures 2017 to Q3 2021

1) Due to rounding it is possible that selected figures do not add up to the overall amount recorded

2) Including liabilities to related parties until 2017

3) Bank balances / cash

Well balanced financing profile – Increased focus on intercompany funding from Santander Consumer Bank AG (SCB) and ABS

Allane Mobility Group – Maturities of financial liabilities as of 30 September 2021 [EUR m]

LIABILITIES1)
FINANCIAL
2021 2022 2023 2024 2025+ Total
Asset backed securities (ABS)
programme
46.7 162.9 134.9 79.5 23.6 447.6
SCB loans 30.0 50.0 20.0 30.0 - 130.0
Bank loans - - - - - 0.0
Bonds2) - 250.0 - - - 250.0
Finance leases and others 1.4 2.3 2.1 1.8 11.6 19.3
Total 78.1 465.2 157.0 111.3 35.2 846.9
Bank balances 14.6
Net debt 832.3

1) Nominal repayment amounts; excluding future accrued interest; due to rounding it is possible that individual figures may not exactly add up to the total amount 2) Bond 2018/22 is first bond under the debt issuance programme

KEY FINANCING INSTRUMENTS

§ ~ EUR 165 m bilateral credit lines from 3rd

§ EUR 500 m ABS programme

party banks

10

A. KPIs and Highlights Q3 2021
B. Financials 9M 2021
C. Outlook

Cautious forecast for 2021 confirmed, esp. taking into account the operating business development to date and the Covid-19 situation

2021 2020
Contract portfolio
Group Slight increase 129,900 contracts
Financials
Operating revenue In the range of previous year's figure EUR 423.3 m
EBT Higher single-digit million euro amount EUR 9.1 m

§ Allane assumes that the market and business environment will continue to be strongly negatively impacted by the COVID-19 pandemic.

§ In addition, consolidated earnings are still burdened in the 2021 financial year by transaction-related costs in connection with the takeover of the Company by HCBE.

12

Contact details

Allane SE Allane SE

Dr.-Carl-von-Linde-Str. 2 Stefan Vogel 82049 Pullach T: +49 89 74444 4518

ADDRESS INVESTOR RELATIONS

Germany F: +49 89 74444 85169 Email: [email protected]

A. KPIs and Highlights Q3 2021
B. Financials 9M 2021
C. Outlook
D. Appendix

Allane Mobility Group: Revenue and earnings performance 9M 20211)

in EUR million 9M 2021 9M 2020 Change in %
Operating revenue 291.5 319.9 -8.9%
Sales revenue 274.4 245.4 11.8%
Consolidated revenue 565.8 565.3 0.1%
thereof Leasing business unit 479.3 485.3 -1.2%
thereof Fleet Management business unit 86.5 79.9 8.3%
Fleet expenses and cost of lease assets 366.8 359.4 2.1%
Personnel expenses 36.7 31.6 15.9%
Net other operating income/expense -20.1 -15.6 -28.9%
EBITDA 142.3 158.6 -10.3%
Depreciation and amortisation 132.5 145.1 -8.7%
Net finance costs -5.2 -8.4 38.1%
EBT 4.6 5.2 -10.3%
Operating return on revenue2) 1.6% 1.6% 0.0 points
Income tax 1.2 1.7 -30.0%
Consolidated profit 3.4 3.4 -0.4%
Earnings per share (in EUR) 0.17 0.17 -

1) Due to rounding it is possible that selected figures do not add up to the overall amount recorded 2) Ratio of EBT to operating revenue

15

Allane Mobility Group: Further KPIs 30 September 2021 and 9M 20211)

30 Sep 2021 31 Dec 2020 Change in %
Group contract portfolio 128,200 129,900 -1.3
thereof Online Retail 36,700 38,600 -5.0
thereof Fleet Leasing 33,300 37,800 -11.9
thereof Fleet Management 58,200 53,500 8.8
in EUR million
Total equity and liabilities 1,218.4 1,295.6 -6.0
Lease assets 1,013.2 1,093.3 -7.3
Bank balances 14.6 2.4 514.4
Financial liabilities 848.1 935.9 -9.4
Equity 216.6 212.9 1.8
Equity ratio (%) 17.8 16.4 +1.4 points
9M 2021 9M 2020
Gross cash flow 104.2 146.1 -28.7
Investments in lease assets 245.1 313.8 -21.9

1) Due to rounding it is possible that selected figures do not add up to the overall amount recorded

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