Chime Financial, Inc.

A fintech company offering fee-free mobile banking with checking, savings, and credit building.

CHYM | US

Overview

Corporate Details

ISIN(s):: N/A
LEI:
Country:: United States of America
Address:: 101 CALIFORNIA STREET, SUITE 500, 94111 SAN FRANCISCO
Website:: https://www.chime.com/
Sector:: Mining and quarrying
Industry:: Extraction of natural gas

Description

Chime Financial, Inc. is a financial technology company that offers mobile-first banking services. It is not a bank; rather, it provides its services through partnerships with regulated, FDIC-insured banks. Chime's product suite includes checking and savings accounts, a debit card, and a secured credit card designed for credit building. The company's core value proposition is its fee-free model, which eliminates monthly maintenance fees, minimum balance requirements, and foreign transaction fees. Key features include SpotMe®, offering fee-free overdrafts up to a certain limit, and the ability for users to receive their direct deposit paychecks up to two days early. Chime primarily generates revenue from interchange fees paid by merchants when customers use their Chime cards for transactions.

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Date	Insider Name	Position	Type	Shares	Value
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