OSB Group PLC Logo

OSB Group PLC

ISIN: GB00BLDRH360 | Ticker: OSB | LEI: 213800ZBKL9BHSL2K459
Sector: FinancialsSub-Industry: Diversified Banks
Country: United Kingdom

About OSB Group PLC

Company Description

OSB Group PLC (OneSavings Bank) is a leading UK challenger bank that specializes in providing lending and retail savings services. The company was founded in 2011 and has its headquarters in Chatham, Kent.

OSB Group PLC operates through three primary brands: Kent Reliance, InterBay Commercial, and Prestige Finance. Each brand offers a range of products and services to meet the diverse needs of their customers. Kent Reliance is focused on providing retail savings and mortgage products to customers across the UK. InterBay Commercial specializes in commercial mortgages and development finance for SMEs. Prestige Finance offers secured and unsecured personal loans for individuals with non-standard credit profiles.

Year founded

1986

Served area

United Kingdom

Headquarters

OSB House, Quayside Chatham Maritime Chatham, ME4 4QZ Chatham – United Kingdom

Financial statements

Download as Excel
Line item in (gbp) 01.01.2020 01.01.2021 01.01.2022 01.01.2023
Assets N/A 22,654,500,000.00 24,531,900,000.00 27,566,700,000.00
Property Plant And Equipment N/A 39,200,000.00 35,100,000.00 40,900,000.00
Deferred Tax Assets N/A 4,700,000.00 5,600,000.00 6,300,000.00
Cash and cash equivalents 2,102,800,000.00 2,370,600,000.00 2,736,700,000.00 3,044,100,000.00
Cash On Hand N/A 500,000.00 500,000.00 400,000.00
Equity And Liabilities N/A 22,654,500,000.00 24,531,900,000.00 27,566,700,000.00
Equity 1,477,000,000.00 1,676,900,000.00 2,024,400,000.00 2,201,000,000.00
Issued Capital N/A 1,359,800,000.00 4,500,000.00 4,300,000.00
Retained Earnings N/A 1,608,600,000.00 3,215,100,000.00 3,389,400,000.00
Share Premium N/A 0.00 700,000.00 2,400,000.00
Other Reserves N/A -1,351,500,000.00 -1,195,900,000.00 -1,195,100,000.00
Capital Redemption Reserve N/A N/A N/A 200,000.00
Equity Attributable To Owners Of Parent N/A 1,616,900,000.00 2,024,400,000.00 2,201,000,000.00
Noncontrolling Interests N/A 60,000,000.00 0.00 N/A
Liabilities N/A 20,977,600,000.00 22,507,500,000.00 25,365,700,000.00
Deferred Tax Liabilities N/A 48,300,000.00 39,800,000.00 22,300,000.00
Line item in (gbp) 01.01.2020/
01.01.2021
01.01.2021/
01.01.2022
01.01.2022/
01.01.2023
Revenue 508,600,000.00 629,000,000.00 775,400,000.00
Revenue From Interest 711,900,000.00 746,800,000.00 1,069,300,000.00
Other Income 9,000,000.00 7,900,000.00 6,600,000.00
Impairment Loss Impairment Gain And Reversal Of Impairment Loss Determined In Accordance With I F R S9 71,000,000.00 -4,400,000.00 29,800,000.00
Profit Loss Before Tax 260,400,000.00 464,600,000.00 531,500,000.00
Income Tax Expense Continuing Operations 64,100,000.00 119,300,000.00 121,500,000.00
Profit (loss) 196,300,000.00 345,300,000.00 410,000,000.00
Line item in (gbp) 01.01.2020 01.01.2021 01.01.2022 01.01.2023
Profit (loss) N/A 196,300,000.00 345,300,000.00 410,000,000.00
Cash Flows From Used In Operations N/A -1,197,600,000.00 -229,000,000.00 571,000,000.00
Income Taxes Paid Refund Classified As Operating Activities N/A 128,800,000.00 117,300,000.00 142,500,000.00
Cash Flows From Used In Operating Activities N/A -1,326,300,000.00 -346,300,000.00 428,500,000.00
Interest Received Classified As Investing Activities N/A 7,000,000.00 1,900,000.00 7,700,000.00
Cash Flows From Used In Investing Activities N/A 755,800,000.00 80,600,000.00 63,200,000.00
Payments From Changes In Ownership Interests In Subsidiaries N/A 0.00 63,500,000.00 0.00
Proceeds From Issuing Shares N/A 2,600,000.00 800,000.00 1,700,000.00
Payments To Acquire Or Redeem Entitys Shares N/A N/A 0.00 102,000,000.00
Proceeds From Borrowings Classified As Financing Activities N/A 1,991,200,000.00 4,943,200,000.00 429,500,000.00
Repayments Of Borrowings Classified As Financing Activities N/A 1,103,600,000.00 4,295,400,000.00 324,200,000.00
Payments Of Lease Liabilities Classified As Financing Activities N/A 2,000,000.00 1,900,000.00 1,900,000.00
Dividends Paid Classified As Financing Activities N/A 0.00 86,700,000.00 133,100,000.00
Interest Paid Classified As Financing Activities N/A 21,400,000.00 8,400,000.00 45,300,000.00
Cash Flows From Used In Financing Activities N/A 838,300,000.00 631,800,000.00 -184,300,000.00
Increase (decrease) in cash and cash equivalents after effect of exchange rate changes N/A 267,800,000.00 366,100,000.00 307,400,000.00
Cash and cash equivalents 2,102,800,000.00 2,370,600,000.00 2,736,700,000.00 3,044,100,000.00

Please note that some sums might not add up.

Filings & Publications

2022

Report
Q1
H1
Q3
FY
Consolidated Report
ENG
Corporate Governance Report
Company Presentation
Sustainability Report
Remuneration Report

2021

Report
Q1
H1
Q3
FY
Consolidated Report
ENG
Corporate Governance Report
Company Presentation
Sustainability Report
Remuneration Report

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Short Interest


Current short interest

Position Holder Short Interest in Percent Date
Gladstone Capital Management LLP 0.51% 13.07.23
Gladstone Capital Management LLP 0.51% 01.11.23
Gladstone Capital Management LLP 0.50% 02.10.23
Gladstone Capital Management LLP 0.50% 11.08.23
Total 2.02%

Capital markets information

ISIN

GB00BLDRH360

LEI

213800ZBKL9BHSL2K459

Sector

Financials

Industry Group

Banks

Industry

Banks

Sub-Industry

Diversified Banks

Listed Stock Exchange

London Stock Exchange

Stock Index

FTSE 250

Main Stock Exchange

Contact Investor Relations department

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