OSB Group PLC (OneSavings Bank) is a leading UK challenger bank that specializes in providing lending and retail savings services. The company was founded in 2011 and has its headquarters in Chatham, Kent.
OSB Group PLC operates through three primary brands: Kent Reliance, InterBay Commercial, and Prestige Finance. Each brand offers a range of products and services to meet the diverse needs of their customers. Kent Reliance is focused on providing retail savings and mortgage products to customers across the UK. InterBay Commercial specializes in commercial mortgages and development finance for SMEs. Prestige Finance offers secured and unsecured personal loans for individuals with non-standard credit profiles.
1986
Served areaUnited Kingdom
HeadquartersOSB House, Quayside Chatham Maritime Chatham, ME4 4QZ Chatham – United Kingdom
Line item in (gbp) | 01.01.2020 | 01.01.2021 | 01.01.2022 | 01.01.2023 |
---|---|---|---|---|
Assets | N/A | 22,654,500,000.00 | 24,531,900,000.00 | 27,566,700,000.00 |
Property Plant And Equipment | N/A | 39,200,000.00 | 35,100,000.00 | 40,900,000.00 |
Deferred Tax Assets | N/A | 4,700,000.00 | 5,600,000.00 | 6,300,000.00 |
Cash and cash equivalents | 2,102,800,000.00 | 2,370,600,000.00 | 2,736,700,000.00 | 3,044,100,000.00 |
Cash On Hand | N/A | 500,000.00 | 500,000.00 | 400,000.00 |
Equity And Liabilities | N/A | 22,654,500,000.00 | 24,531,900,000.00 | 27,566,700,000.00 |
Equity | 1,477,000,000.00 | 1,676,900,000.00 | 2,024,400,000.00 | 2,201,000,000.00 |
Issued Capital | N/A | 1,359,800,000.00 | 4,500,000.00 | 4,300,000.00 |
Retained Earnings | N/A | 1,608,600,000.00 | 3,215,100,000.00 | 3,389,400,000.00 |
Share Premium | N/A | 0.00 | 700,000.00 | 2,400,000.00 |
Other Reserves | N/A | -1,351,500,000.00 | -1,195,900,000.00 | -1,195,100,000.00 |
Capital Redemption Reserve | N/A | N/A | N/A | 200,000.00 |
Equity Attributable To Owners Of Parent | N/A | 1,616,900,000.00 | 2,024,400,000.00 | 2,201,000,000.00 |
Noncontrolling Interests | N/A | 60,000,000.00 | 0.00 | N/A |
Liabilities | N/A | 20,977,600,000.00 | 22,507,500,000.00 | 25,365,700,000.00 |
Deferred Tax Liabilities | N/A | 48,300,000.00 | 39,800,000.00 | 22,300,000.00 |
Line item in (gbp) | 01.01.2020/ 01.01.2021 |
01.01.2021/ 01.01.2022 |
01.01.2022/ 01.01.2023 |
---|---|---|---|
Revenue | 508,600,000.00 | 629,000,000.00 | 775,400,000.00 |
Revenue From Interest | 711,900,000.00 | 746,800,000.00 | 1,069,300,000.00 |
Other Income | 9,000,000.00 | 7,900,000.00 | 6,600,000.00 |
Impairment Loss Impairment Gain And Reversal Of Impairment Loss Determined In Accordance With I F R S9 | 71,000,000.00 | -4,400,000.00 | 29,800,000.00 |
Profit Loss Before Tax | 260,400,000.00 | 464,600,000.00 | 531,500,000.00 |
Income Tax Expense Continuing Operations | 64,100,000.00 | 119,300,000.00 | 121,500,000.00 |
Profit (loss) | 196,300,000.00 | 345,300,000.00 | 410,000,000.00 |
Line item in (gbp) | 01.01.2020 | 01.01.2021 | 01.01.2022 | 01.01.2023 |
---|---|---|---|---|
Profit (loss) | N/A | 196,300,000.00 | 345,300,000.00 | 410,000,000.00 |
Cash Flows From Used In Operations | N/A | -1,197,600,000.00 | -229,000,000.00 | 571,000,000.00 |
Income Taxes Paid Refund Classified As Operating Activities | N/A | 128,800,000.00 | 117,300,000.00 | 142,500,000.00 |
Cash Flows From Used In Operating Activities | N/A | -1,326,300,000.00 | -346,300,000.00 | 428,500,000.00 |
Interest Received Classified As Investing Activities | N/A | 7,000,000.00 | 1,900,000.00 | 7,700,000.00 |
Cash Flows From Used In Investing Activities | N/A | 755,800,000.00 | 80,600,000.00 | 63,200,000.00 |
Payments From Changes In Ownership Interests In Subsidiaries | N/A | 0.00 | 63,500,000.00 | 0.00 |
Proceeds From Issuing Shares | N/A | 2,600,000.00 | 800,000.00 | 1,700,000.00 |
Payments To Acquire Or Redeem Entitys Shares | N/A | N/A | 0.00 | 102,000,000.00 |
Proceeds From Borrowings Classified As Financing Activities | N/A | 1,991,200,000.00 | 4,943,200,000.00 | 429,500,000.00 |
Repayments Of Borrowings Classified As Financing Activities | N/A | 1,103,600,000.00 | 4,295,400,000.00 | 324,200,000.00 |
Payments Of Lease Liabilities Classified As Financing Activities | N/A | 2,000,000.00 | 1,900,000.00 | 1,900,000.00 |
Dividends Paid Classified As Financing Activities | N/A | 0.00 | 86,700,000.00 | 133,100,000.00 |
Interest Paid Classified As Financing Activities | N/A | 21,400,000.00 | 8,400,000.00 | 45,300,000.00 |
Cash Flows From Used In Financing Activities | N/A | 838,300,000.00 | 631,800,000.00 | -184,300,000.00 |
Increase (decrease) in cash and cash equivalents after effect of exchange rate changes | N/A | 267,800,000.00 | 366,100,000.00 | 307,400,000.00 |
Cash and cash equivalents | 2,102,800,000.00 | 2,370,600,000.00 | 2,736,700,000.00 | 3,044,100,000.00 |
Please note that some sums might not add up.
Position Holder | Short Interest in Percent | Date |
---|---|---|
Gladstone Capital Management LLP | 0.51% | 13.07.23 |
Gladstone Capital Management LLP | 0.51% | 01.11.23 |
Gladstone Capital Management LLP | 0.50% | 02.10.23 |
Gladstone Capital Management LLP | 0.50% | 11.08.23 |
Total | 2.02% |
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LEI213800ZBKL9BHSL2K459
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