Yuanta Group — Interim / Quarterly Report 2025

Nov 25, 2025

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Thinking Regionally, Acting Locally
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3Q25

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目錄大綱

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元大金控簡介

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元大金控簡介

ROE 目標及股利政策 (2026-2030)

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元大金控簡介

多元金融服務營業模式

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Note:

• 1) * Application for new business will be constrained if CAR is below 250%.

• 2) Data as of Sept. 30, 2025.

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元大金控簡介

海外曝險佔金控淨值比重 ( 國家別 )

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Source: Banking Bureau, Yuanta FHC

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元大金控簡介

財務績效表現

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元大金控簡介

ESG 永續發展歷程

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元大金控簡介

元大金控永續承諾

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元大金控簡介

- 2021 2025 年元大永續目標 (DREAM)

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元大金控簡介

ESG 永續發展為營運之重心

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財務業務摘要 泛證券業務

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– 財務業務摘要 泛證券業務

泛證券自然避險效果造就亮麗獲利表現

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Note: 9M25 numbers are un-audited

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Source: Yuanta Sec., Yuanta Funds, Yuanta Futures, and Taiwan Futures Exchange

– 財務業務摘要 泛證券業務

獨特獲利模式難以複製

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Note: Data as of Sept. 30, 2025 Source: Yuanta Securities, Yuanta Funds, Yuanta Futures

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- 財務業務摘要 元大證券

善用自身優勢擴展多元收入來源

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Quantitative
Directional
Trading
Trading Arbitrage
Fixed
Income
提升海外獲利 穩定自營貢獻
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鞏固經紀業務
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- 財務業務摘要 元大證券

朝亞太區域券商之路邁進

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- 財務業務摘要 元大證券

經紀市佔率持續成長

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Source: Taiwan Stock Exchange; Taipei Exchange; Yuanta Securities

- 財務業務摘要 元大證券

散戶交易模式轉變

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Note: Calculated using TAIEX plus OTC trading volume

Source: Securities and Futures Bureau (Taiwan) ; Yuanta Securities

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- 財務業務摘要 元大證券

信用交易業務大幅領先同業

信用交易市佔率 (9M25)

市場平均融資餘額

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融資業務 融券業務
其他同業 元大證金
富證證券
元大證券 2.4%
65.0% 17.3% 12.2% 永豐金證
8.3%
13.7%
8.3% 59.8%
9.9% 3.1% 元大證券
凱基證券
元大證金
富邦證券 其他同業
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元大證歷年信用違約損失金額

NT$ mn

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106
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Margin lending rate - Yuanta
Market avg. retail long balance (NT$ bn)
6.25%
NT$ bn
500
monthly balance
250
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Note: Pihsiang Machinery (Ticker: 1729) ceased trading on 5/18/2017 and was officially delisted on 1/2/2018 Source: Taiwan Stock Exchange; Taipei Exchange; Yuanta Securities

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- 財務業務摘要 元大證券

台股表現與日均量走勢圖

日均量 (NT$ 拾億元 )

Source: Taiwan Stock Exchange; Taipei Exchange

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- 財務業務摘要 元大證券 ( 單家 )

證券營收來源多元化

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- 財務業務摘要 元大投信

基金品牌巨擘強大競爭優勢

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- 財務業務摘要 元大投信

完整產品線滿足投資人全方位需求

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Source: Yuanta Funds Note: Data as of Sept. 30, 2025

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- 財務業務摘要 元大期貨

財業務表現穩居產業領先地位

Source ： Taiwan Futures Exchange, Yuanta Futures Niote ： Data as of Sept. 30, 2025

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- 財務業務摘要 元大期貨

， 通路布局完整 提供全球期貨交易/避險零時差服務

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Source ： Yuanta Futures ； Yuanta Securities

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財務業務摘要 元大銀行

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– 財務業務摘要 元大銀行 ( 單家 )

整體績效表現

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Note:

• 1) As of the end of May 2024, Yuanta Bank has fully converted all of TC Bank’s USD assets into NTD.

• 2) 3Q25 numbers are un-audited.

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– 財務業務摘要 元大銀行 ( 單家 )

存放款結構分析

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Note:

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1) 3Q25 numbers are un-audited

– 財務業務摘要 元大銀行 ( 單家 )

淨利息收益率 (NIM) 及存放利差表現

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Note: 1) 3Q25 numbers are un-audited

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– 財務業務摘要 元大銀行 ( 單家 )

手續費淨收益結構

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Note:

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1) 3Q25 numbers are un-audited

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– 財務業務摘要 元大銀行 ( 單家 )

資產品質良好

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Note: 1) 3Q25 numbers are un-audited

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附件資料

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附件資料

元大金及主要子公司資產負債簡表

Data as of Sept. 30, 2025

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Note: 9M25 numbers are un-audited

附件資料

元大金及主要子公司損益簡表

Data as of Sept. 30, 2025

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Note: 9M25 numbers are un-audited

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附件資料

元大金控財務摘要

(Consolidated Base)

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Note: 3Q25 numbers are un-audited

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附件資料

元大證券財務摘要

(Consolidated Base)

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Note:

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1) 3Q25 numbers are un-audited

2) EPS and ROE calculations are standalone

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附件資料

元大銀行財務摘要

(Consolidated Base)

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• 1) 3Q25 numbers are un-audited.

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Note:

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附件資料

元大人壽財務摘要

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Note:

• 1) 3Q25 numbers are un-audited

• 2) * FYP & Total premium include investment-linked policies.

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附件資料

元大人壽投資組合

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Note: 3Q25 numbers are un-audited

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