UMB FINANCIAL CORP — Director's Dealing 2026

Feb 10, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2026-02-07

Reporting Person: Harris Amy (EVP and Chief Legal Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-07	Common Stock	F	161	$134.32	Disposed	6675	Direct
2026-02-09	Common Stock	A	1425	—	Acquired	8104	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	92.223	Indirect

Footnotes

F1: Reflects dividends earned upon vesting of the underlying restricted stock unit.

F2: These restricted share units vest: 33% on February 9, 2027; 33% February 9, 2028; and 34% on February 9, 2029.