UMB FINANCIAL CORP - Director's Dealing 2021

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2021-03-04

Reporting Person: Odgers David Carl (Chief Accounting Officer)

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2021-03-04	Common Stock	M	173	$51.42	Acquired	3017.9786	Direct
2021-03-04	Common Stock	M	167	$47.68	Acquired	3184.9786	Direct
2021-03-04	Common Stock	M	381	$75.25	Acquired	3565.9786	Direct
2021-03-04	Common Stock	S	721	$90.085	Disposed	2844.9786	Direct

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2021-03-04	Stock Option (Right to Buy)	$51.42	M	173	Disposed	2025-02-11	Common Stock (173)	Direct
2021-03-04	Stock Option (Right to Buy)	$47.68	M	167	Disposed	2026-02-05	Common Stock (167)	Direct
2021-03-04	Stock Option (Right to Buy)	$75.25	M	381	Disposed	2027-02-02	Common Stock (381)	Direct

Security	Shares	Ownership
Common Stock	188.4126	Indirect
Common Stock	225.3037	Indirect

F1: Reflects shares acquired by the reporting person through the UMB Financial Corporation 401(k) Plan

F2: Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report.

F3: Options will vest 100% on 2/11/2020.

F4: Options will vest 50% on 2/5/2018, 75% on 2/5/2019, and 100% on 2/5/2020.

F5: Options will vest 50% on 2/2/19, 75% on 2/2/20, and 100% on 2/2/21.