UMB FINANCIAL CORP — Director's Dealing 2021

Mar 5, 2021

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2021-03-04

Reporting Person: Rine James D (President UMB Bank, n.a.)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2021-03-04	Common Stock	M	900	$39.97	Acquired	19975.6318	Direct
2021-03-04	Common Stock	S	100	$90.06	Disposed	19875.6318	Direct
2021-03-04	Common Stock	S	200	$90.12	Disposed	19675.6318	Direct
2021-03-04	Common Stock	S	100	$90.27	Disposed	19575.6318	Direct
2021-03-04	Common Stock	S	100	$90.47	Disposed	19475.6318	Direct
2021-03-04	Common Stock	S	100	$90.51	Disposed	19375.6318	Direct
2021-03-04	Common Stock	S	300	$90.58	Disposed	19075.6318	Direct
2021-03-05	Common Stock	M	2746	$39.97	Acquired	21821.6318	Direct
2021-03-05	Common Stock	M	3198	$45.58	Acquired	25019.6318	Direct
2021-03-05	Common Stock	M	2573	$57.40	Acquired	27592.6318	Direct
2021-03-05	Common Stock	M	2579	$51.42	Acquired	30171.6318	Direct
2021-03-05	Common Stock	M	2921	$47.68	Acquired	33092.6318	Direct
2021-03-05	Common Stock	M	2446	$75.25	Acquired	35538.6318	Direct
2021-03-05	Common Stock	S	500	$90.00	Disposed	35038.6318	Direct
2021-03-05	Common Stock	S	145	$90.01	Disposed	34893.6318	Direct
2021-03-05	Common Stock	S	300	$90.05	Disposed	34593.6318	Direct
2021-03-05	Common Stock	S	100	$90.055	Disposed	34493.6318	Direct
2021-03-05	Common Stock	S	200	$90.06	Disposed	34293.6318	Direct
2021-03-05	Common Stock	S	290	$90.07	Disposed	34003.6318	Direct
2021-03-05	Common Stock	S	10	$90.09	Disposed	33993.6318	Direct
2021-03-05	Common Stock	S	100	$90.10	Disposed	33893.6318	Direct
2021-03-05	Common Stock	S	200	$90.11	Disposed	33693.6318	Direct
2021-03-05	Common Stock	S	175	$90.12	Disposed	33518.6318	Direct
2021-03-05	Common Stock	S	100	$90.14	Disposed	33418.6318	Direct
2021-03-05	Common Stock	S	442	$90.15	Disposed	32976.6318	Direct
2021-03-05	Common Stock	S	400	$90.16	Disposed	32576.6318	Direct
2021-03-05	Common Stock	S	400	$90.17	Disposed	32176.6318	Direct
2021-03-05	Common Stock	S	100	$90.175	Disposed	32076.6318	Direct
2021-03-05	Common Stock	S	200	$90.185	Disposed	31876.6318	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2021-03-04	Stock Option (Right to Buy)	$39.97	M	900	Disposed	2022-01-01	Common Stock (900)	Direct
2021-03-05	Stock Option (Right to Buy)	$39.97	M	2746	Disposed	2022-01-01	Common Stock (2746)	Direct
2021-03-05	Stock Option (Right to Buy)	$45.58	M	3198	Disposed	2023-01-01	Common Stock (3198)	Direct
2021-03-05	Stock Option (Right to Buy)	$57.40	M	2573	Disposed	2024-01-01	Common Stock (2573)	Direct
2021-03-05	Stock Option (Right to Buy)	$51.42	M	2579	Disposed	2025-02-11	Common Stock (2579)	Direct
2021-03-05	Stock Option (Right to Buy)	$47.68	M	2921	Disposed	2026-02-05	Common Stock (2921)	Direct
2021-03-05	Stock Option (Right to Buy)	$75.25	M	2446	Disposed	2027-02-02	Common Stock (2446)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	1309.2684	Indirect

Footnotes

F1: Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report.

F2: Options vest 50% on 1/1/2017, 75% on 1/1/2018, and 100% on 1/1/2019.

F3: Options vest 50% on 2/11/2018, 75% on 2/11/2019, and 75% on 2/11/2020.

F4: Options vest 50% on 2/5/2018, 75% on 2/5/2019, and 100% on 2/5/2020.

F5: Options will vest 50% on 2/2/19, 75% on 2/2/20, and 100% on 2/2/21.