UMB FINANCIAL CORP — Director's Dealing 2018

May 3, 2018

SEC Form 3 — Initial Statement of Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2018-04-24

Reporting Person: Rine James D (Executive Vice President)

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	12890	Direct
Common Stock	1208.7541	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Stock Option (Right to Buy)	$41.71	2021-01-01	Common Stock (2094)		Direct
Stock Option (Right to Buy)	$39.97	2022-01-01	Common Stock (3646)		Direct
Stock Option (Right to Buy)	$45.58	2023-01-01	Common Stock (3198)		Direct
Stock Option (Right to Buy)	$57.40	2024-01-01	Common Stock (2573)		Direct
Stock Option (Right to Buy)	$51.42	2025-02-11	Common Stock (2579)		Direct
Stock Option (Right to Buy)	$47.68	2026-02-05	Common Stock (2921)		Direct
Stock Option (Right to Buy)	$75.25	2027-02-02	Common Stock (2446)		Direct

Footnotes

F1: Options vest 50% on 1/1/2017, 75% on 1/1/2018, and 100% on 1/1/2019.

F2: Options vest 50% on 2/11/2018, 75% on 2/11/2019, and 75% on 2/11/2020.

F3: Options vest 50% on 2/5/2018, 75% on 2/5/2019, and 100% on 2/5/2020.

F4: Options will vest 50% on 2/2/19, 75% on 2/2/20, and 100% on 2/2/21.