UMB FINANCIAL CORP - Director's Dealing 2014

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2014-06-04

Reporting Person: Smith Lawrence G (Executive Vice President)

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2014-06-04	Common Stock	M	1139	$41.37	Acquired	8424.8075	Direct
2014-06-04	Common Stock	M	1189	$37.84	Acquired	9613.8075	Direct
2014-06-04	Common Stock	M	2095	$41.71	Acquired	11708.8075	Direct
2014-06-04	Common Stock	S	1755	$57.40	Disposed	9953.8075	Direct
2014-06-04	Common Stock	S	2095	$57.44	Disposed	7858.8075	Direct
2014-06-04	Common Stock	S	1139	$57.50	Disposed	6719.8075	Direct

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2014-06-04	Stock Option (Right to Buy)	$41.37	M	1139	Disposed	2019-01-01	Common Stock (1139)	Direct
2014-06-04	Stock Option (Right to Buy)	$37.84	M	1189	Disposed	2020-01-01	Common Stock (1189)	Direct
2014-06-04	Stock Option (Right to Buy)	$41.71	M	2095	Disposed	2021-01-01	Common Stock (2095)	Direct

Security	Shares	Ownership
Common Stock	974.7779	Indirect
Common Stock	209.1483	Indirect

F1: Includes shares acquired through dividend reinvestment of restricted stock shares

F2: Participant acquired shares of UMB Financial Corporation through contributions to the UMB Financial 401(k) Plan

F3: Reflects ESOP allocations and dispositions that have occured

F4: Options will vest 50% on 1/1/2012, 75% on 1/1/2013, and 100% on 1/1/2014

F5: Options will vest 50% on 1/1/2013; 75% on 1/1/2014; and 100% on 1/1/2015

F6: Options will vest 50% on 1/1/2014, 75% on 1/1/2015 and 100% on 1/1/2015