UMB FINANCIAL CORP — Director's Dealing 2014

Jul 1, 2014

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2014-07-01

Reporting Person: DESILVA PETER J (Director, President and COO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2014-07-01	Common Stock	M	6796	$34.84	Acquired	116558.4976	Direct
2014-07-01	Common Stock	M	5000	$38.84	Acquired	121558.4976	Direct
2014-07-01	Common Stock	S	11796	$64.00	Disposed	109762.4976	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2014-07-01	Stock Option (Right to Buy)	$34.84	M	6796	Disposed	2016-01-01	Common Stock (6796)	Direct
2014-07-01	Stock Option (Right to Buy)	$38.84	M	5000	Disposed	2017-01-01	Common Stock (5000)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	0	Indirect
Common Stock	213.5958	Indirect

Footnotes

F1: The exercise of stock options and subsequent sales were effected pursuant to a 10b5-1 plan adopted by the reporting person on March 10, 2014

F2: Includes shares acquired from dividend reinvestment

F3: Options vest 50% after 3years, 75% after 4 years and 100% after 5 years

F4: Options will vest 50% on the third 1/1/2010; 75% on the 1/1/2011; and 100% on 1/1/2012.