UMB FINANCIAL CORP — Director's Dealing 2011

Feb 9, 2011

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2010-12-31

Reporting Person: Smith Lawrence G (Executive Vice President)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2010-12-10	Common Stock	S	10	$40.83	Disposed	9212.2436	Direct
2010-12-10	Common Stock	S	39	$40.78	Disposed	9173.2436	Direct
2010-12-10	Common Stock	S	200	$40.80	Disposed	8973.2436	Direct
2010-12-10	Common Stock	S	310	$40.79	Disposed	8663.2436	Direct
2010-12-10	Common Stock	S	400	$40.8031	Disposed	8263.2436	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	455.5935	Indirect
Common Stock	61.6725	Indirect