UMB FINANCIAL CORP — Director's Dealing 2005

Feb 14, 2005

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2004-12-31

Reporting Person: WOOD THOMAS J III (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2002-07-19	Common Stock	G	15032	—	Acquired	15807.00	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	12814.00	Direct
Common Stock	1201.00	Indirect

Footnotes

F1: Amount beneficially owned adjusted to reflect errors in computing stock dividends. All transactions reported correctly