UMB FINANCIAL CORP — Director's Dealing 2005

Mar 3, 2005

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2005-03-03

Reporting Person: KEMPER R CROSBY JR (10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2005-03-03	Common Stock	S	2800	$56.00	Disposed	1964177.00	Direct
2005-03-03	Common Stock	S	199	$56.03	Disposed	1963978.00	Direct
2005-03-03	Common Stock	S	1000	$56.10	Disposed	1962978.00	Direct
2005-03-03	Common Stock	S	2300	$56.17	Disposed	1960678.00	Direct
2005-03-03	Common Stock	S	100	$56.18	Disposed	1960578.00	Direct
2005-03-03	Common Stock	S	100	$56.20	Disposed	1960478.00	Direct
2005-03-03	Common Stock	S	100	$56.24	Disposed	1960378.00	Direct
2005-03-03	Common Stock	S	100	$56.25	Disposed	1960278.00	Direct
2005-03-03	Common Stock	S	1800	$56.28	Disposed	1958478.00	Direct
2005-03-03	Common Stock	S	100	$56.29	Disposed	1958378.00	Direct
2005-03-03	Common Stock	S	1000	$56.33	Disposed	1957378.00	Direct
2005-03-03	Common Stock	S	200	$56.34	Disposed	1957178.00	Direct
2005-03-03	Common Stock	S	600	$56.35	Disposed	1956578.00	Direct
2005-03-03	Common Stock	S	100	$56.36	Disposed	1956478.00	Direct
2005-03-03	Common Stock	S	825	$56.37	Disposed	1955653.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	147925.00	Indirect
Common Stock	202352.00	Indirect
Common Stock	6529.00	Indirect