UMB FINANCIAL CORP — Director's Dealing 2005

Mar 2, 2005

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2005-02-28

Reporting Person: KEMPER R CROSBY JR (10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2005-02-28	Common Stock	S	3676	$56.50	Disposed	1966977.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	147925.00	Indirect
Common Stock	202352.00	Indirect
Common Stock	6529.00	Indirect

Footnotes

F1: Includes shares received from the liquidation of Stagecoach Inc. In prior reports, the reporting person reported indirect beneficial ownership of the shares held by Stagecoach, Inc.