UMB FINANCIAL CORP — Director's Dealing 2005

May 9, 2005

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2005-05-06

Reporting Person: KEMPER R CROSBY JR (10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2005-05-06	Common Stock	S	260	$55.55	Disposed	1930393.00	Direct
2005-05-06	Common Stock	S	100	$55.52	Disposed	1930293.00	Direct
2005-05-06	Common Stock	S	5467	$55.50	Disposed	1924826.00	Direct
2005-05-09	Common Stock	S	100	$55.58	Disposed	1924726.00	Direct
2005-05-09	Common Stock	S	100	$55.53	Disposed	1924626.00	Direct
2005-05-09	Common Stock	S	500	$55.52	Disposed	1924126.00	Direct
2005-05-09	Common Stock	S	100	$55.51	Disposed	1924026.00	Direct
2005-05-09	Common Stock	S	3373	$55.50	Disposed	1920653.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	147925.00	Indirect
Common Stock	202352.00	Indirect
Common Stock	6529.00	Indirect