UMB FINANCIAL CORP — Director's Dealing 2005

Oct 18, 2005

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2005-10-14

Reporting Person: PAGE DOUGLAS F (Executive Vice President)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2005-10-14	Common Stock	M	560	$31.25	Acquired	17383	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2005-10-14	Stock Option (right to buy)	$31.25	M	560	Disposed	2005-11-27	Common Stock (560)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	8046.6	Indirect

Footnotes

F1: Options vest 40% after two years; 60% after 3 years; 80% after 4 years; and 100% after 4 years, 11 months