UMB FINANCIAL CORP — Director's Dealing 2004

Feb 2, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2004-02-02

Reporting Person: WOOD THOMAS J III (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-02-02	Common Stock	S	1600	$49.00	Disposed	19077.00	Direct
2004-02-02	Common Stock	S	900	$49.01	Disposed	18177.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	793.00	Indirect
Common Stock	1201.00	Indirect