UMB FINANCIAL CORP — Director's Dealing 2004

Mar 12, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2004-03-11

Reporting Person: WOOD THOMAS J III (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-03-11	Common Stock	S	123	$48.87	Disposed	17891.00	Direct
2004-03-11	Common Stock	S	777	$48.90	Disposed	17114.00	Direct
2004-03-11	Common Stock	S	800	$48.91	Disposed	16314.00	Direct
2004-03-11	Common Stock	S	100	$48.92	Disposed	16214.00	Direct
2004-03-11	Common Stock	S	100	$48.97	Disposed	16114.00	Direct
2004-03-11	Common Stock	S	300	$48.99	Disposed	15814.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	793.00	Indirect
Common Stock	1201.00	Indirect