UMB FINANCIAL CORP — Director's Dealing 2004

Aug 4, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2004-08-02

Reporting Person: HOFFMAN CHRISTIAN N III (Director, President & CEO of affiliate)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-08-02	Common Stock	S	1500	$49.50	Disposed	22641.00	Indirect
2004-08-03	Common Stock	S	1000	$49.50	Disposed	21641.00	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	175.65	Direct
Common Stock	3774.00	Indirect
Common Stock	1563.89	Indirect