UMB FINANCIAL CORP — Director's Dealing 2004

Aug 26, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2004-08-26

Reporting Person: KEMPER R CROSBY JR (Director, Sr. Chairman, 10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-08-26	Common Stock	S	1270	$48.50	Disposed	1707354.00	Direct
2004-08-26	Common Stock	S	200	$48.61	Disposed	1707154.00	Direct
2004-08-26	Common Stock	S	100	$48.65	Disposed	1707054.00	Direct
2004-08-26	Common Stock	S	300	$48.64	Disposed	1706754.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	3973.47	Indirect
Common Stock	147925.00	Indirect
Common Stock	202352.00	Indirect
Common Stock	6529.00	Indirect
Common Stock	92150.00	Indirect
Common Stock	329528.00	Indirect