UMB FINANCIAL CORP — Director's Dealing 2004

Sep 7, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2004-09-07

Reporting Person: KEMPER R CROSBY JR (Director, Sr. Chairman, 10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-09-07	Common Stock	S	2375	$49.00	Disposed	1696249.00	Direct
2004-09-07	Common Stock	S	100	$49.01	Disposed	1696149.00	Direct
2004-09-07	Common Stock	S	1825	$49.08	Disposed	1694324.00	Direct
2004-09-07	Common Stock	S	600	$49.09	Disposed	1693724.00	Direct
2004-09-07	Common Stock	S	100	$49.11	Disposed	1693624.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	3973.47	Indirect
Common Stock	147925.00	Indirect
Common Stock	202352.00	Indirect
Common Stock	6529.00	Indirect
Common Stock	92150.00	Indirect
Common Stock	329528.00	Indirect