UMB FINANCIAL CORP — Director's Dealing 2004

Dec 1, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2004-12-01

Reporting Person: BEAL THOMAS E (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-12-01	Common Stock	S	2500	$56.30	Disposed	17618.00	Indirect
2004-12-01	Common Stock	S	1100	$56.10	Disposed	16518.00	Indirect
2004-12-01	Common Stock	S	1400	$56.15	Disposed	15118.00	Indirect