UMB FINANCIAL CORP — Director's Dealing 2004

Dec 14, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2004-12-14

Reporting Person: BELL H ALAN (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-12-14	Common Stock	S	1000	$57.48	Disposed	52443.00	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	7636.00	Direct