UMB FINANCIAL CORP — Director's Dealing 2004

Dec 15, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2004-12-13

Reporting Person: KEMPER J MARINER (Vice Chairman)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-12-13	Common Stock	J	22382	—	Acquired	43694.00	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	5575.00	Direct
Common Stock	644.73	Indirect
Common Stock	6162.00	Indirect
Common Stock	4588.00	Indirect

Footnotes

F1: Pro rata liquidating distribution from Stagecoach Investments LP of which the reporting person was a non-managing limited partner