UMB FINANCIAL CORP — Director's Dealing 2004

Dec 23, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2004-12-22

Reporting Person: GENOVESE PETER J (Director, Vice Chairman Eastern Region)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-12-22	Common Stock	G	87	—	Disposed	16797.00	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2004-12-22	Stock Option (right to buy)	$57.85	A	1728	Acquired	2014-12-22	Common Stock (1728.00)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	12337.63	Indirect
Common Stock	615.00	Indirect