UMB FINANCIAL CORP — Director's Dealing 2004

Dec 23, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2004-12-22

Reporting Person: SANGSTER JAMES A (President of Subsidiary)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2004-12-22	Stock Option (right to buy)	$57.85	A	800	Acquired	2014-12-22	Common Stock (800.00)	Direct