UMB FINANCIAL CORP — Director's Dealing 2003

Sep 15, 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2003-09-12

Reporting Person: BELL H ALAN (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-09-12	Common Stock	S	400	$48.95	Disposed	58972.00	Indirect
2003-09-12	Common Stock	S	100	$48.93	Disposed	58872.00	Indirect
2003-09-12	Common Stock	S	200	$48.89	Disposed	58672.00	Indirect
2003-09-12	Common Stock	S	200	$48.81	Disposed	58472.00	Indirect
2003-09-12	Common Stock	S	4029	$48.70	Disposed	54443.00	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	7636.00	Direct