UMB FINANCIAL CORP - Director's Dealing 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2003-10-20

Reporting Person: KEMPER R CROSBY JR (Director, Sr. Chairman, 10% Owner)

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-10-20	Common Stock	S	1858	$49.00	Disposed	1801888.00	Direct
2003-10-20	Common Stock	S	117	$49.06	Disposed	1801771.00	Direct
2003-10-20	Common Stock	S	100	$49.10	Disposed	1801671.00	Direct
2003-10-20	Common Stock	S	400	$49.12	Disposed	1801271.00	Direct
2003-10-20	Common Stock	S	100	$49.05	Disposed	1801171.00	Direct
2003-10-20	Common Stock	S	100	$49.21	Disposed	1801071.00	Direct
2003-10-20	Common Stock	S	300	$49.25	Disposed	1800771.00	Direct
2003-10-20	Common Stock	S	200	$49.35	Disposed	1800571.00	Direct
2003-10-20	Common Stock	S	300	$49.50	Disposed	1800271.00	Direct
2003-10-20	Common Stock	S	200	$50.26	Disposed	1800071.00	Direct
2003-10-20	Common Stock	S	100	$49.51	Disposed	1799971.00	Direct
2003-10-20	Common Stock	S	600	$49.52	Disposed	1799371.00	Direct
2003-10-20	Common Stock	S	100	$49.62	Disposed	1799271.00	Direct
2003-10-20	Common Stock	S	100	$49.55	Disposed	1799171.00	Direct
2003-10-20	Common Stock	S	100	$49.60	Disposed	1799071.00	Direct
2003-10-20	Common Stock	S	600	$49.75	Disposed	1798471.00	Direct
2003-10-20	Common Stock	S	100	$49.80	Disposed	1798371.00	Direct
2003-10-20	Common Stock	S	100	$49.81	Disposed	1798271.00	Direct
2003-10-20	Common Stock	S	600	$49.85	Disposed	1797671.00	Direct
2003-10-20	Common Stock	S	200	$49.86	Disposed	1797471.00	Direct
2003-10-20	Common Stock	S	400	$49.87	Disposed	1797071.00	Direct
2003-10-20	Common Stock	S	1325	$50.00	Disposed	1795746.00	Direct
2003-10-20	Common Stock	S	200	$50.05	Disposed	1795546.00	Direct
2003-10-20	Common Stock	S	100	$50.02	Disposed	1795446.00	Direct

F1: Form 1 of 2 for transactions as of 10/20/03