UMB FINANCIAL CORP — Director's Dealing 2003

Oct 27, 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2003-10-23

Reporting Person: HOFFMAN CHRISTIAN N III (Director, President & CEO of affiliate)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-10-23	Common Stock	S	200	$48.32	Disposed	34941.00	Indirect
2003-10-23	Common Stock	S	3800	$48.00	Disposed	31141.00	Indirect
2003-10-23	Common Stock	S	7000	$48.50	Disposed	24141.00	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	175.65	Direct
Common Stock	3774.00	Indirect
Common Stock	1541.94	Indirect