UMB FINANCIAL CORP — Director's Dealing 2003

Oct 27, 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2003-10-27

Reporting Person: KEMPER R CROSBY JR (Director, Sr. Chairman, 10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-10-27	Common Stock	S	90	$48.64	Disposed	1773656.00	Direct
2003-10-27	Common Stock	S	280	$48.50	Disposed	1773376.00	Direct
2003-10-27	Common Stock	S	100	$48.76	Disposed	1773276.00	Direct
2003-10-27	Common Stock	S	1700	$48.75	Disposed	1771576.00	Direct
2003-10-27	Common Stock	S	400	$48.77	Disposed	1771176.00	Direct
2003-10-27	Common Stock	S	200	$48.78	Disposed	1770976.00	Direct
2003-10-27	Common Stock	S	200	$48.81	Disposed	1770776.00	Direct
2003-10-27	Common Stock	S	200	$48.83	Disposed	1770576.00	Direct
2003-10-27	Common Stock	S	200	$48.85	Disposed	1770376.00	Direct
2003-10-27	Common Stock	S	100	$48.84	Disposed	1770276.00	Direct
2003-10-27	Common Stock	S	2300	$49.20	Disposed	1767976.00	Direct
2003-10-27	Common Stock	S	2730	$49.00	Disposed	1765246.00	Direct
2003-10-27	Common Stock	S	100	$49.12	Disposed	1765146.00	Direct
2003-10-27	Common Stock	S	200	$49.10	Disposed	1764946.00	Direct
2003-10-27	Common Stock	S	400	$49.07	Disposed	1764546.00	Direct
2003-10-27	Common Stock	S	400	$49.09	Disposed	1764146.00	Direct
2003-10-27	Common Stock	S	100	$49.15	Disposed	1764046.00	Direct
2003-10-27	Common Stock	S	200	$49.16	Disposed	1763846.00	Direct
2003-10-27	Common Stock	S	100	$49.18	Disposed	1763746.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	4013.11	Indirect
Common Stock	154645.00	Indirect
Common Stock	208080.00	Indirect
Common Stock	12029.00	Indirect
Common Stock	92150.00	Indirect
Common Stock	329528.00	Indirect