UMB FINANCIAL CORP — Director's Dealing 2003

Oct 29, 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2003-10-29

Reporting Person: KEMPER R CROSBY JR (Director, Sr. Chairman, 10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-10-29	Common Stock	S	4200	$50.00	Disposed	1754546.00	Direct
2003-10-29	Common Stock	S	200	$50.33	Disposed	1754346.00	Direct
2003-10-29	Common Stock	S	100	$50.14	Disposed	1754246.00	Direct
2003-10-29	Common Stock	S	100	$50.24	Disposed	1754146.00	Direct
2003-10-29	Common Stock	S	100	$50.26	Disposed	1754046.00	Direct
2003-10-29	Common Stock	S	200	$50.29	Disposed	1753846.00	Direct
2003-10-29	Common Stock	S	100	$50.25	Disposed	1753746.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	4013.11	Indirect
Common Stock	154645.00	Indirect
Common Stock	208080.00	Indirect
Common Stock	12029.00	Indirect
Common Stock	92150.00	Indirect
Common Stock	329528.00	Indirect