UMB FINANCIAL CORP — Director's Dealing 2003

Nov 7, 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2003-11-07

Reporting Person: WOOD THOMAS J III (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-11-07	Common Stock	S	300	$51.20	Disposed	22435.00	Direct
2003-11-07	Common Stock	S	100	$51.28	Disposed	22335.00	Direct
2003-11-07	Common Stock	S	200	$51.19	Disposed	22135.00	Direct
2003-11-07	Common Stock	S	118	$51.18	Disposed	22017.00	Direct
2003-11-07	Common Stock	S	252	$51.27	Disposed	21765.00	Direct
2003-11-07	Common Stock	S	900	$51.49	Disposed	20865.00	Direct
2003-11-07	Common Stock	S	188	$51.46	Disposed	20677.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	793.00	Indirect
Common Stock	1201.00	Indirect