UMB FINANCIAL CORP — Director's Dealing 2003

Nov 26, 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2003-11-25

Reporting Person: KEMPER R CROSBY JR (Director, Sr. Chairman, 10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-11-25	Common Stock	S	700	$49.00	Disposed	11329.00	Indirect
2003-11-25	Common Stock	S	500	$49.18	Disposed	10829.00	Indirect
2003-11-25	Common Stock	S	100	$49.13	Disposed	10729.00	Indirect
2003-11-25	Common Stock	S	100	$49.16	Disposed	10629.00	Indirect
2003-11-26	Common Stock	S	2600	$49.00	Disposed	8029.00	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	1744124.00	Direct
Common Stock	4013.11	Indirect
Common Stock	154645.00	Indirect
Common Stock	208080.00	Indirect
Common Stock	92150.00	Indirect
Common Stock	329528.00	Indirect