UDR, Inc. — Prospectus 2003

Nov 17, 2003

424B3 1 d10707e424b3.htm PRICING SUPPLEMENT NO. 4 e424b3 PAGEBREAK

Filed Pursuant to Rule 424(b)(3) Registration No. 333-101611

Pricing Supplement No. 4 Dated November 14, 2003 (To Prospectus dated December 23, 2002, Prospectus Supplement dated February 24, 2003 and Prospectus Supplement dated November 7, 2003)

UNITED DOMINION REALTY TRUST, INC. Medium-Term Notes Due Nine Months or More From Date of Issue

Fixed Rate Notes

The Notes are not Discount Notes

Principal Amount: $50,000,000 Settlement Date (Original Issue Date): November 19, 2003 Interest Payment Dates: January 15 and July 15, commencing July 15, 2004 Initial Redemption Date: N/A Annual Redemption Percentage Reduction: N/A Exchange Rate Agent: N/A Default Rate: N/A Day Count: 30/360 Agent: Wachovia Capital Markets, LLC Specified Currency: U.S. dollars Stated Maturity Date: January 15, 2009 Authorized Denomination: A/S Initial Redemption Percentage: N/A Optional Repayment Date(s): N/A Interest Rate: 4.25% Regular Record Date(s): A/S Additional/Other Terms: N/A Net Proceeds to the Company: 99.500%

Agent’s Commission: Wachovia Capital Markets, LLC proposes to offer the notes from time to time for sale in negotiated transactions, or otherwise, at varying prices to be determined at the time of each sale.

“N/A” as used herein means “Not Applicable.” “A/S” as used herein means “As stated in the Prospectus Supplement referred to above.”

WACHOVIA CAPITAL MARKETS, LLC