Synchrony Financial — Director's Dealing 2021

Jan 8, 2021

SEC Form 3 — Initial Statement of Beneficial Ownership

Issuer: Synchrony Financial (SYF)
CIK: 0001601712
Period of Report: 2021-01-01

Reporting Person: Howse Curtis (See remarks)

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	49386	Direct

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Employee Stock Option (right to buy)	$23.0	2024-07-31	Common Stock (73879.0)		Direct
Employee Stock Option (right to buy)	$24.55	2024-09-17	Common Stock (11610.0)		Direct
Employee Stock Option (right to buy)	$30.41	2025-04-01	Common Stock (8577.0)		Direct
Employee Stock Option (right to buy)	$29.33	2026-04-01	Common Stock (11852.0)		Direct
Employee Stock Option (right to buy)	$34.3	2027-04-01	Common Stock (12086.0)		Direct
Employee Stock Option (right to buy)	$33.53	2028-04-01	Common Stock (11380.0)		Direct

Footnotes

F1: Represents 15,444 shares of Synchrony Financial ("Company") common stock, 9,136 restricted stock units that will vest on March 1, 2021, 4,100 restricted stock units that will vest on April 1, 2021, 1,786 restricted stock units that will vest on October 16, 2021, 9,136 restricted stock units that will vest on March 1, 2022, 2,627 restricted stock units that will vest on April 1, 2022, 5,839 restricted stock units that will vest on March 1, 2023, and 1,317 restricted stock units that will vest on April 1, 2023. Each restricted stock unit represents a contingent right to receive one share of Company common stock.

F2: The reporting person was awarded 73,879 employee stock options on July 31, 2014, which vested in full on the fourth anniversary of the grant date.

F3: The reporting person was awarded 11,610 employee stock options on September 17, 2014, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

F4: The reporting person was awarded 8,577 employee stock options on April 1, 2015, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

F5: The reporting person was awarded 11,852 employee stock options on April 1, 2016, which vest in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

F6: The reporting person was awarded 12,086 employee stock options on April 1, 2017, which vest in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

F7: The reporting person was awarded 11,380 employee stock options on April 1, 2018, which vest in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.