Standard Chartered PLC — Capital/Financing Update 2012

Jan 16, 2012

Final Terms

STANDARD CHARTERED PLC

and

STANDARD CHARTERED BANK

and

STANDARD CHARTERED BANK (HONG KONG) LIMITED

and

STANDARD CHARTERED FIRST BANK KOREA LIMITED

U .5.\$42,500,000,000 Debt Issuance Prog ramme

1,000,000,000 4.125 per cent. Notes due 2019

Issued by Standard Chartered PLC

BofA Merrill Lynch Deutsche Bank Lloyds Bank Corporate Markets Standard Chartered Bank

The date of the Final Terms is 16 January 2012

PART A - CONTRACTUAL TERMS

Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the Prospectus dated 11 November 2011 which constitutes (with the exception of certain sections) ^a base prospectus for the purposes of the Prospectus Directive (Directive 2003171/EC) (the "Prospectus Directive"). This document constitutes the final terms of the Notes described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with such Prospectus. Full information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus is available for viewing at the registered office of the Issuer at 1 Aldermanbury Square, London EC2V 7SB.

1	Issuer:		Standard Chartered PLC
2	(i)	Series Number:	71
	(ii)	Tranche Number:
3		Currency or Currencies:	Euro (" ")
4	Aggregate Nominal Amount:
	(i)	Series:	1,000,000,000
	(ii)	Tranche:	1,000,000,000
5	Issue Price:		99.340 per cent. of the Aggregate Nominal Amount
6		Denominations:	100,000 and integral multiples of 1,000 in 199,000 excess thereof up to and including
7	Calculation Amount:		1,000
	(i)	Issue Date:	18 January 2012
	(ii)	Interest Commencement Date:	Issue Date
8	Maturity Date:		18 January 2019
9	Interest Basis:		4.125 per cent. per annum Fixed Rate (further particulars specified below)
10	Redemption/Payment Basis:		Redemption at par
11	Change of Interest or Redemption/Payment Basis:		Not Applicable
12	Put/Call Options:		Not Applicable
13	(i)	Status of the Notes:	Senior Notes
	(ii)	Date of Board for approval issuance of Notes obtained:	Not Applicable
14		Method of distribution:	Syndicated

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE

15		Fixed Rate Note Provisions	Applicable
	(i)	Rate of Interest:	4.125 per cent. per annum payable annually in arrear

(ii)	Interest Payment Date(s):	18 January in each year, commencing on 18 January 2013, up to and including 18 January 2019
(iii)	Fixed Coupon Amount:	41.25 per Calculation Amount
(iv)	Broken Amount(s):	Not Applicable
(v)	(Condition Day Count Fraction 40)):	ActuallActual- ICMA
(vi)	Determination Dates:	Not Applicable
(vii)	Other to the terms relating method of calculating interest for Fixed Rate Notes:	Not Applicable
	Floating Rate Note Provisions	Not Applicable
	Zero Coupon Note Provisions	Not Applicable
Index-Linked Interest Note Provisions		Not Applicable
Dual Currency Note Provisions		Not Applicable

PROVISIONS RELATING TO REDEMPTION

16

17 18

19

20	Call Option	Not Applicable
21	Regulatory Capital Call:	Not Applicable
22	Put Option	Not Applicable
23	Final Redemption Amount of each Note	1 ,000 per Calculation Amount
24	Early Redemption Amount

• (i) Early Redemption Amount(s) per As per Conditions Calculation Amount payable on redemption for taxation reasons or on event of default or other early redemption and/or the method of calculating the same (if required or if different from that set out in the Conditions):
• (ii) Redemption for taxation reasons Yes permitted on days other than Interest Payment Dates (Condition 5(c)):
• (iii) Unmatured Coupons to become No void upon early redemption (Bearer Notes only) (Condition 6(f)):

GENERAL PROVISIONS APPLICABLE TO THE NOTES

29

26 New Global Note: Yes

• 27 Business Day Jurisdiction(s) (Condition London 6(h)) or other special provisions relating to Payment Dates:
• 28 Talons for future Coupons or Receipts to No be attached to Definitive Notes (and dates on which such Talons mature):
• Details relating to Partly Paid Notes: Not Applicable amount of each payment comprising the Issue Price and date on which each payment is to be made and consequences (if any) of failure to pay, including any right of the Issuer to forfeit the Notes and interest due on late payment:
• Details relating to Instalment Notes: Not Applicable amount of each instalment, date on which each payment is to be made: 30
• Redenomination, renominalisation and Not Applicable reconventioning provisions: 31
• Consolidation provisions: Not Applicable 32 33 Other final terms: Not Applicable

DISTRIBUTION

34 (i) If syndicated, names and

addresses of Managers:

25 Form of Notes: Bearer Notes

Temporary Global Note exchangeable for ^a Permanent Global Note which is exchangeable for Definitive Notes in the limited circumstances specified in the Permanent Global Note

Deutsche Bank AG, London Branch Winchester House 1 Great Winchester Street London EC2N 2DB United Kingdom

l.loyds TSB Bank pic 10 Gresham Street London EC2V7AE United Kingdom

Merrill Lynch International 2 King Edward Street London EC1A 1HQ

A14450716

United Kingdom

United Kingdom 16 January 2012 (ii) Date of Subscription Agreement: (iii) Deutsche Bank AG, London Branch Stabilising Manager(s) (if any): If non-syndicated, name and address of Not Applicable 35 Dealer:
Reg. S Compliance Category: 2; TEFRA 0 36 U.S. Selling Restrictions:
Additional selling restrictions: Not Applicable 37

PURPOSE OF FINAL TERMS

These Final Terms comprise the final terms required to list and have admitted to trading the issue of Notes described herein pursuant to the U.S.\$42,SOO,000,000 Debt Issuance Programme of Standard Chartered PLC, Standard Chartered Bank, Standard Chartered Bank (Hong Kong) Limited and Standard Chartered First Bank Korea Limited.

RESPONSIBILITY

The Issuer accepts responsibility for the information contained in these Final Terms.

Signed on behalf of the Issuer:

By: ' .,.". fA """I (J Duly 1/() r authorised

PART B - OTHER INFORMATION

1 LISTING

• (ii) Admission to trading:

2 RATINGS

(i) Listing: Official List of the UK Listing Authority and trading on the London Stock Exchange

Application has been made for the Notes to be admitted to trading on the London Stock Exchange's regulated market with effect from 18 January 2012

Ratings: The Notes to be issued are expected to be rated:

Standard & Poor's Hong Kong Limited: A+ Moody's Investors Service Pty. Limited, Australia: A2

Fitch Ratings Ltd.: AA-

Standard & Poor's Hong Kong Limited is not established in the European Union and has not applied for registration under Regulation (EC) No. 1060/2009. Standard & Poor's Hong Kong Limited is affiliated to Standard & Poor's Credit Market Services Europe Limited which is established in the European Union and is registered under Regulation (EC) No 1060/2009.

Moody's Investors Service Pty. Limited, Australia is not established in the European Union and has not applied for registration under Regulation (EC) No. 1060/2009. Moody's Investor Service Pty Limited, Australia is affiliated to Moody's Investors Service Limited which is established in the European Union and is registered under Regulation (EC) No 1060/2009.

Fitch Ratings Ltd. is established in the European Union and is registered under Regulation (EC) No 1060/2009.

3 INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE

Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of the Notes has an interest material to the offer

4	ESTIMATED TOTAL EXPENSES
	Estimated total expenses:	£4,200
5	YIELD
	Indication of yield:	4.236 per cent. per annum
		As set out above, the yield is calculated at the

-5-

6 OPERATIONAL INFORMATION

(i) Intended to be held in a manner which would allow Eurosystem eligibility:

Issue Date on the basis of the re-offer Price. It is not an indication of future yield.

Yes

Note that the designation "yes" simply means that the Notes are intended upon issue to be deposited with one of the ICSDs as common safe keeper and does not necessarily mean that the Notes will be recognised as eligible collateral for Eurosystem monetary policy and intra-day credit operations by the Eurosystem either upon issue or at any or all times during their life. Such recognition will depend upon satisfaction of the Eurosystem eligibility criteria.

XS0732522965

073252296

Not Applicable

Delivery against payment

The Bank of New York Mellon One Canada Square London E145AL United Kingdom Not Applicable

• (ii) ISIN Code:
• (iii) Common Code:
• (iv) Any clearing system(s) other than Euroclear Bank S.A.lNV and Clearstream Banking, societe anonyme and the relevant identification number(s):
• (v) Delivery:
• (vi) Names and addresses of initial Paying Agent(s):
• (vii) Names and addresses of additional Paying Agent(s) (if any):

-6-