SoFi Technologies, Inc. — Director's Dealing 2026

Jan 1, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: SoFi Technologies, Inc. (SOFI)
CIK: 0001818874
Period of Report: 2025-12-29

Reporting Person: Borden William A. (Director)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2025-12-29	Deferred Stock Unit	$	A	670	Acquired		Common Stock (670)	Direct

Footnotes

F1: The reporting person has elected to defer compensation in the form of deferred stock units ("DSUs") under the SoFi Technologies, Inc. Director Deferred Compensation Plan (the "Plan"). Pursuant to the terms of the Plan, the reporting person was credited with 670 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the fourth quarter of 2025 divided by the Common Stock closing price of $27.07 on December 26, 2025. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

F2: Not Applicable.