HUMM GROUP LIMITED — Major Shareholding Notification 2006

Dec 17, 2006

ING See

ING Australia Holdings Limited $\Lambda \mathrm{CN}\,008$ 459 596

GPO Box 3938 Sydney 2001 DX 10110 S.S.E.

347 Kent Street Sydney NSW 2000

Telephone (02) 9234 8111
Facsimile (02) 9299 1446

Company	Sydney Stock Exchange
Facsimile Number	1900 999 279
Attention	Manager Companies
cc:
From	Steve Rouvray
Date	18 December 2006
Number of pages including this page	13.
	02 9234 8401 If all pages are not received please telephone
Subject	FORM 603

Dear Sir

Attached please find a Form 603 Initial Substantial Shareholder Notice in relation to Flexigroup Limited.

Yours faithfully

Steve Rouvray Secretary

$\overline{a}$

INGSO

ING Australia Holdings Limited ACN 008 459 596

GPO Box 3938 Sydney 2001 DX 10110 S.S.E.

347 Kent Street Sydney NSW 2000

Telephone (02) 9234 8111 Facsimile (02) 9299 1446

$\frac{1}{4}$

18 December 2006

The Secretary Flexigroup Limited L8, The Forum 201 Pacific Highway ST LEONARDS NSW 2065

Fax: 8905 2424

Dear Sir,

Enclosed please find a Form 603 Initial Substantial Shareholder Notice.

Yours faithfully

$\mathbb{S}^2$

÷.

Steve Rouvray Secretary

page 1/2 15 July 2001 $603\,$

Form 603

Corporations Act 2001 Section 671B

Notice of initial substantial holder

To Company Name/Scheme	Flexigroup Limited
ACN/ARSN
1. Details of substantial holder (1)
Name ACN/ARSN (if appricable)	ING Australia Holdings Limited (and related companies - Refer Annexure A) 008 459 596
The holder became a substantial holder on	12/12/2006

2. Details of voting power

The total number of votes attached to all the voting shares in the company or voting interests in the scheme that the substantial holder or an associate (2) had a relevant interest (3) in on the date the substantial holder became a substantial holder are as follows:

Class of securities (4)	Number of securities	Person's votes (5)	Voting power (6)
ordinary shares	12500000	12500000	5.57%

3. Details of relevant interests

The nature of the relevant interest the substantial holder or an associate had in the following voting securities on the date the substantial holder became a substantial holder are as follows:

Holder of relevant interest	Nature of relevant interest (7)	Class and number of securities
Refer Annexure C

4. Details of present registered holders

The persons registered as holders of the securities referred to thiparagraph 3 above are as follows:

Holder of relevant interest	Registered halder of securities.	Person entitled to be registered as holder (B)	Class and number of securities.
Refer Annexure C

5. Consideration

The consideration paid for each relevant interest referred to in paragraph 3 above, and acquired in the four months prior to the day that the substantial holder became a substantial holder is as follows:

Holder of relevant interest	Date of acquisition	Consideration (9)		Class and number of securities
		Cash.	Non-cash
Refer Annexure B

page 2/2 15 July 2001 603

6. Associates

The reasons the persons named in paragraph 3 above are associates of the substantial holder are as follows;

Name and ACN/ARSN (if applicable)	Nature of association
	Related corporations

7. Addresses

The addresses of persons named in this form are as follows:

Name	Address
	Refer Annexures A and C

Signature

print name S S ROUVRAY	Capacity SECRETARY
sign here	date 18 / 13 / 2006

DIRECTIONS

• If there are a number of substantial holders with similar or related relevant interests (eg. a corporation and its related corporations, or the manager and trustee of art $(1)$ equity trust), the names could be included in an annexure to the form. If the relevant interests of a group of persons are essentially similar, they may be referred to throughout the form as a specifically named group if the membership of each croup, with the names and addresses of members is clearly ser out in paragraph 7 of the form
• See the definition of "associate" in sociion 9 of the Corporations Act 2001 $(2)$
• See the definition of "relevant interest" in sections 608 and 6718(7) of the Corporations Act 2001. $(3)$
• The voting shares of a company constitute one class utiless divided into separate classes $\left( 1\right)$
• The total number of votes attached to all the vering shares in the company or voting interests in the scheme (flany) that the person or an associate has a relevant $[5] \centering% \includegraphics[width=0.8\textwidth]{figs/fig_4.pdf} \caption{Schematic plot of the density $z$ for the $z$-axis. The solid lines represent the energy $\alpha$ values for the $z$-axis. The solid lines represent the energy $\alpha$ values for the $z$-axis.} \label{fig:1}$ interest in.
• The person's votes divided by the total votes in the body corporate or scheme multiplied by 100. $(6)$
• $\left( 7\right)$ Inctude details of:
• any relevant agreement or other circumstances by which the relevant interest was acquired. If subsection 671B(4) applies, a copy of any document serting out $\left( u\right)$ the terms of any rolevant agreement, and a statement by the person giving full and accurate details of any contract, scheme or arrangement, must accompany this form together with a written statement certifying this contract, scheme or larrangement; and
• any qualification of the power of a person to exercise, control the exercise of, or influence the exercise of, the voting powers on disposal of the socurities to $\left( \mathbb{D}\right)$ which the relevant interest relates (indicating clearly the particular securities to which the qualification applies).

See the definition of "relevant agreement" in section 9 of the Corporations Act 2001.

• If the substantial holder is unable to determine the Identity of the person (leg. if the relevant interest arises because of an option) write "unknown". $\left( \mathbb{H}\right)$
• Details of the consideration must include any and all benefits, money and other, that any person from whom a relevant interest was acquired has, o may, become $\left( 9\right)$ entitled to receive in relation to that acquisition. Details must be included even if the benefit is concirional on the happening or nor of a contingency. Details must be
  Included of any benefit paid on behalf of the subst the relevant interest was acquired.

Annexure A

To Form 603

This is Annexure A of 5 pages referred to in the Form 603 Notice of Initial Substantial Holder signed by me and dated ... 18 December 2006

Name:

S S Rouvray

$Capacity:$

Signature

Company Secretary

Dated: ...... 18 December 2006

COMPANY NAME	ACN
52 PHILLIP STREET PTY LTD	000 197 455
ABIFORM PTY LIMITED	003 981 771
ADVICE FINANCIAL SOLUTIONS PTY LIMITED	098 970 800
ADVICE FOR LIFE PTY LTD	070 195 274
ADVISER LENDING SERVICES PTY LIMITED	009 860 057
ADVISOR INVESTMENT SERVICES LIMITED	009 585 255
AMFAS PTY LIMITED	005 720 427
ANZ INSAGE PTY LIMITED	099 665 648
ANZ LIFE ASSURANCE COMPANY LIMITED	008 425 652
ANZ MANAGED INVESTMENTS LIMITED	004 392 269
ARMSTRONG JONES LIFE ASSURANCE PTY LIMITED	004 885 849
Note 3 ARMSTRONG JONES MANAGEMENT PTY LIMITED	008 947 840
Note 3 ARMSTRONG JONES PTY LTD	008 781 511
ATHELAS PTY LIMITED	008 638 622
AUSTPLANNERS ASSET MANAGEMENT PTY LIMITED	005 757 817
AUSTRALIAN COMMUNITY INSURANCE PTY LIMITED	003 243 589
AUSTRALIAN GENERAL INSURANCE PTY LIMITED	006 007 334
AUSTSERVICES PTY LIMITED	059 421 304
AUSVEST PORTFOLIO SERVICE PTY LIMITED	003 318 312
BLEAKLEYS LIMITED	002 102 356
Note 3 DAVIDSON HUGHES DEVELOPMENTS PTY LTD $1.707 \times 11.4 \times 10.00$	005 752 910

Annexure A-603-Full List-Nov05

COMPANY NAME		ACN
DE RUN SECURITIES PTY LTD		084 086 984
DOMAIN DEVELOPMENT PTY LIMITED	Note 3	010 689 737
FINANCIAL FACTS PTY LTD		006 501 293
FINANCIAL INVESTMENT NETWORK GROUP PTY LIMITED		003 790 609
FINANCIAL PLANNING HOTLINE PTY LIMITED		000 895 269
FING SERVICES PTY LIMITED		116 112 031
HEINE ADMINISTRATION SERVICES PTY LIMITED	Note 3	007 257 794
HEINE ASSET MANAGEMENT PTY LIMITED	Note 3	072 656 798
HEINE COMPUTER SERVICES PTY LTD	Note 3	006 819 727
HEINE FUNDS MANAGEMENT PTY LIMITED	Note 3	061851983
HEINE MANAGEMENT PTY LIMITED	Note 3	006 475 449
HEINE MORTGAGE ADMINISTRATION PTY LIMITED	Note 3	077 516 995
HEINE MORTGAGE MANAGEMENT PTY LTD	Note 3	006 784 032
HEINE PROPERTY MANAGEMENT PTY LTD	Note 3	006 874 639
HEINE SECURITIES PTY LIMITED	Note 3	072 656 752
INDUSTRY RETIREMENT PTY LIMITED		004 585 086
ING ADMINISTRATION PTY LIMITED		008 947 831
ING AUSTRALIA HOLDINGS LIMITED & its subsidiaries and controlled entities listed below.	Note 2	008 459 596
ING AUSTRALIA LIMITED		000 000 779
ING BANK (AUSTRALIA) LIMITED	Note 4	000 893 292
ING BANK NV	Note 1
ING CORPORATE SERVICES PTY LIMITED		008 646 277
ING CUSTODIANS PTY LIMITED		008 508 496
ING EASTERN CREEK PTY LTD		007 257 794
ING FINANCIAL PLANNING PTY LTD		003 318 330
ING FUNDS MANAGEMENT LIMITED		003 002 800
ING GENERAL INSURANCE PTY LIMITED		072 892 365
ING GROEP NV and its related bodies corporate including the following companies:	Note 1
ING INDUSTRIAL CUSTODIAN PTY LTD		081823743
ING INSURANCE INTERNATIONAL BV	Note 1

$\sim$ $\sim$

$\ddot{\phantom{0}}$

ING INVESTMENT MANAGEMENT LIMITED ING LIFE HOLDINGS LIMITED ING LIFE LIMITED Note 3 ING MANAGEMENT LIMITED 090 814 645 ING OFFICE CUSTODIAN PTY LTD 009 206 857 ING PRIVATE CAPITAL PTY LIMITED Note 1 ING VERZEKERGINGEN NV INSURANCE BROKER HOTLINE PTY LTD INTEGRATED NETWORKS PTY LIMITED LYNX FINANCIAL SERVICES PTY LTD M.A.F.G. PTY LIMITED MERCANTILE MUTUAL FINANCIAL SERVICES PTY LIMITED MERCANTILE MUTUAL INSURANCE EQUITIES PTY LIMITED MILLENNIUM3 CONSULTING SERVICES PTY LTD MILLENNIUM3 FINANCIAL PLANNING ADMINISTRATION PTY LTD MILLENNIUM3 FINANCIAL SERVICES GROUP PTY LIMITED MILLENNIUM3 FINANCIAL SERVICES PTY LTD MILLENNIUM3 PROFESSIONAL SERVICES PTY LTD MINKX PTY LTD MML PROPERTIES PTY LIMITED NNA PTY LIMITED OPTIMIX INVESTMENT MANAGEMENT LIMITED PACIFIC MUTUAL AUSTRALIA PTY LIMITED PARTNERSHIP PLANNING BROKER SERVICES LIMITED PARTNERSHIP PLANNING LIMITED POSTBANK AUSTRALIA PTY LIMITED PROSAFE INVESTMENTS PTY LIMITED PRUDENT ACCOUNTING AND FINANCIAL SERVICES PTY LTD RETIREINVEST (NO 3) PTY LIMITED RETIREINVEST BRISBANE CITY PTY LIMITED	COMPANY NAME	ACN
		003 731 959
		099 127 321
		009 657 176
		006 065 032
		076 731 514
		003 319 319
		004 937 704
		000 003 823
		000 006 057
		001 160 809
		098 579 304
		094 479 179
		098 554 058
		094 529 987
		089 579 322
		104 497 734
		005 403 841
		061 787 853
		006 790 629
		009 093 109
		000 574 970
		009 554 189
		008 647 185
		000 585 491
		098 862 107
		002 920 541
		100 304 354

$\mathcal{L}^{(1)}$

COMPANY NAME		ACN
RETIREINVEST NOWRA PTY LIMITED		102 585 053
RETIREINVEST PTY LIMITED		001 774 125
RETIREINVEST SUBIACO PTY LIMITED		102 415 814
RETIREINVEST TOWNSVILLE PTY LIMITED		099 145 552
RI BENTLEIGH PTY LIMITED		113 855 520
RI CENTRAL COAST PTY LIMITED		105 039 647
RI DANDENONG PTY LIMITED		114 152 519
RI GOLD COAST PTY LIMITED		105 039 629
RIKEW PTY LTD		105 930 658
RI MAROOCHYDORE PTY LIMITED		114 152 500
RI MOONEE PONDS PTY LTD		104 933 217
RIMORISSET PTY LIMITED		105 039 656
RI NEWCASTLE PTY LIMITED		114 176 162
RI ROCKHAMPTON & GLADSTONE PTY LIMITED		104 125 895
RI SHEPPARTON PTY LIMITED		006 444 080
RICKETTS ROAD MT WAVERLEY PTY LTD	Note 3	006 819 727
SUPER CONCEPTS PTY LTD		007 437 907
SUPER SOLUTIONS PTY LTD		002 966 341
SWING HIGH INVESTMENTS PTY LIMITED	Note 3	009 131 088
SYNERGY ADVISORY SERVICES PTY LTD		068 908 878
SYNERGY CONSOLIDATED PTY LIMITED		083 107 644
TANDEM FINANCIAL ADVICE LIMITED		006 226 777
TRENORTH PTY LIMITED	Note 3	006 732 243
UNION INVESTMENT COMPANY PTY LIMITED		004 084 879
VANDENBERGH FINANCIAL SERVICES PTY LIMITED		098 970 800
VENTURE CAPITAL PARTNERS (NOMINEES NO. 1) PTY LIMITED		082 834 900
VENTURE CAPITAL PARTNERS PTY LIMITED		079 575 689
WESTGARDENS PTY LIMITED	Note 3	007 257 794
WESTGARDENS PTY LTD	Note 3	114 031 284
WISE FINANCIAL SERVICES PTY LTD		003 608 268

$\sim 10$

$\sim 10^{-10}$

$\mathcal{L}^{\text{max}}{\text{max}}$ , where $\mathcal{L}^{\text{max}}{\text{max}}$

$\sim$

$\overline{a}$

COMPANY NAME	ACN
Note 1. Address: ING House Amstelneenseweg 500 1081 KL Amsterdam, The Netherlands
Note 2, Address: 347 Kent Street, Sydney NSW 2000
Note 3. Address: Level 6, 345 George Street, Sydney NSW 2000
Note 4. Address: Level 14, 140 Sussex Street, Sydney NSW 2000

l,

$\mathcal{L}_{\mathcal{A}}$

$\ddot{\phantom{a}}$

ANNEXURE 'B'

Changes in relevant interests

a This is the annexure marked 'B' of 1 page referred to in the form 503 initial substantial shareholder signed by ma on; [ 2 - 3 - 3 - 3 - 3 - 3 - 3 - 3 - 3 - 3 -

$\mathcal{E}$

S S Rouvray
Secretary, ING Australia Holdings Limited

Dale of change	Person whose relevant interest changed	Nature of change	ratalion to change.	Consideration given in Class and number of necurilles affected	Person's volos nite clad
					53.011
11/12/2006	INGL	Buy of Units on ASX	107.622 s	53.811 32,013	32.013
12/12/2006	INGL	Buy of Units on ASX	Ť. 83,404 20,770	8.003	0.003
12/12/2005	INGL	Buy of Units on ASX	5 1.611.021	518,356	618.356
11/12/2006	INGFML	Buy of Units on ASX	s	154,589	154,589
12/12/2005	INGFML	Buy of Units on ASX	5 401.205	445,000	445.000
12/12/2006	INGFML	Buy of Units on ASX	000.000 5	180.039	180,039
11/12/2006	INGFML	Buy of Units on ASX	469,051 \$ 115,816	45.010	45.010
12/12/2006	INGFML	Buv of Units on ASX	\$	46.352	45.352
12/12/2006	INGL	Buy of Units on ASX	02,704 \$	27,622	27.522
11/12/2006	INGL	Buv of Unils on ASX	71,964 Ż. 17,923	6,906	6,906
12/12/2006	INGL	Buy of Units on ASX	\$	167,294	167,294
12/12/2006	INGL	Buy of Units on ASX	354,588 \$	99.298	99,298
11/12/2006	INGL	Buy of Units on ASX	258,704 Ŧ 54,420	24.824	24,824
12/12/2006	INGL	Buy of Units on ASX	\$.	2.134.958	2.154,958
12/12/2006	INGL	Buy of Units on ASX	4,269,916 ÷	1.270.255	1.270.235
11/12/2006	INGL	Buy of Units on ASX	3,309,381 Š.	317,559	317,559
12/12/2006	ING!	Buy of Units on ASX	824,164 ÷ 688,714	344,357	344,357
12/12/2006	īNGL	Buy of Unite on ASX	Ŝ 533,276	204,086	204,556
11/12/2008	INGL	Buy of Units on ASX	ğ, 132.007	5.172	51,172
12/12/2006	INGL	Buy of Units on ASX	s 300,000	150,000	150,000
12/12/2006	INGFML	Buy of Units on ASX	£. 2.543.156	1.271.579	1,271,679
11/12/2006	INGFML	Buy of Units on ASX	s 1.971.458	755,702	755,702
12/12/2006	INGFML	Buv of Units on ASX	5 400.068	189,175	199,175
12/12/2006	INGFML	Buy of Units on ASX	5 4,100,000 Ŧ	2,050,000	2.050.000
11/12/2008	INGFML	Buy of Units on ASX	812.154 \$	311,728	311,726
12/12/2005	INGFML	Buy of Units on ASX	202 256 ŧ	77,932	77,932
12/12/2006	INGFML	Buy of Units on ASX	544 160 £,	272,075	272.075
12/12/2006	INGIM	Buy of Units on ASX	426.498 £	163,702	163,702
12/12/2006	INGIM	Buy of Units on ASX	£.	40,925 106.213	40,926
11/12/2006	INGIM	Buy of Units on ASX	S	33,654 67,308	33.064
12/12/2006	INGIM	Euv of Units on ASX Buy of Units on ASX	s	20,020 52.150	20.020
12/12/2006	INGIM	Buy of Units on ASX	5	5,005 12,989	5.005
11/12/2006	INGIM	Buy of Units on ASX	5	244,015 489.830	244,015
11/12/2006	INGIM	Buy of Units on ASX	5	145,570 376.258	145,670
12/12/2006	INGIM	Buy of Units on ASK	\$	35,393 94.451	38,393
12/12/2006	INGIM	Buy of Units on ASX	5	286,105 572.210	286.105
11/12/2008	INGIM	Buy of Units on ASX	5	170,029 142,982	170.026
12/12/2006	INGIM	Buy of Unita on ASX	s.	42,507 110,319	42.507
12/12/2006	INGIM

$\ddot{\phantom{a}}$

$\bar{1}$

ANNEXURE 'C'

Present relevant interests

This is the annexure marked 'C' of Loage referred to in Form 603 initial substantial shareholder algned by me on: ■ ■ ■ ■ ■ ■ ■ ■

$\hat{\boldsymbol{\theta}}$

S S Rouvray
Secretary, ING Australia Holdings Limited

Secretary, ING Australia Holomgs Clinico Holder of relevont interest	Regislered halder of securities	Person anuled to be registered as kolder	Nature of relevant interest	Class and number of eacurities	Forcen a voles
IING Group	ANZ Nominees Limited LFG Holdings Pty Ltd	ilNG Lifs Lid as Responsible Entity	Relevant interest arising pursuant to section 608(1) of the Corporations Act	4.789.090	4.789,090
ING Group	ANZ Managed Invastments Limited C/- ANZ Nominees Limited	ING Funds Management Ltd as Responsible Enlily	As above	6,250,110	6,250,110
IING Group	Cogent Nominces Pty Limieled Custocian for Aust, Portfollo Managers	IING Investment Management Limited as Responsible Entity	lAs above	476.702	476.702
ING Group	Premier Nominees as Custodian for AINZ	ING Investment Management Limited as Responsible Entity	lAs above	58,679	58.679
ING Group	Citicorp Nominees Pty Limited as Custodian for Commonwealth Australia	ING Investment Management Limited as Responsible Entity	lAs above	426.778	426 778
ING Group	Shara 6 . Cogent Komineea Pty Limited Custodian for AMP Capital Investora	i iNG investment Management Limited as Responsible Entity A∎ sove		496.641	498 641
				an san cho	17 500 000

$\cdot$

$\alpha$

ANNEXURE 'C'

ING Group

Name	Address	Abbreviation -
ING Groep N.V. and Its related	ING House,	ING Group
bodies corporale	Armstelveenscweg 500
	1081 KL Amsterdam
	Netherlands,
ING Australia Holdings Limited	Level 1, 547 Kent Street	ING Holdings
	Sydney NSW 2000
ING Investment Management	Level 1, 347 Kent Street	ING Investment Management
Limited (Formerly Mercantile	Sydney NSW 2000
Mutual Investment
Management Limited
ING Management Limited	Lovel 6, 345 George	ING Management Limited
	Street, Sydney NSW 2000
ING Real Estate International	ING Real Estate	ING Real Estate Investment Management
Investments III BV	International Schenkkard	Australia Pty Limited
	65 The Netherlands
ANZ Managed Investments C/-	GPO Box 2842AA,	ANZ Nominecs
ANZ Nominees Limited	Melbourne VIC 3001
ANZ Nominees Limited	GPO Box 2842AA.	ANZ Nominces Limited
	Melbourne VIC 3001	Cogent Nominees Pty Limiled (BNP Nominees)
Cogent Nominees Pty Limited	Conent Nominees Pty
	Limited PO Box R209
	Royal Exchange NSW
	1225 GPO Box 764G	Cilicorp Nominees
Citicorp Nominees Ply Limited	Melbourne VIC 3001
J P Morgan Nominecs Australia Locked Bag 7 Royal		J P Morgan Nominees Australia Limited
	Exchange Sydney NSW
Limited	2001
National Nominees Limited	Level 5 South 271 Collins	National Nominees Limited
	Street Melbourne VIC
	3000
Premier Nominees NO 1	No.1 Account C/-	Premier Nominees Limited
Account Limited	Armstrong Jones (New
	Zealand Limited PO Box
	7149 Wellesley Street
	Auckland 1036 New
	Zeeland
RBC Global Services Australia	GPO Box 5430 Sydncy	RBC Global Services
Nominees Ply Limited	NSW 2000