FNB CORP/PA/ — Director's Dealing 2003

Feb 3, 2003

3/A 1 g80443ae3za.htm HARRY F. RADCLIFFE e3za PAGEBREAK

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

FORM 3

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

1.	2.	Date of Event Requiring Statement (Month/Day/Year)	3.	I.R.S. Identification Number of Reporting Person, if an entity (Voluntary)
Radcliffe, Harry F. (Last) (First) (Middle)				###-##-####
40 Wiggins Lane (Street)	4.	Issuer Name and Ticker or Trading Symbol	5.	Relationship of Reporting Person(s) to Issuer (Check All Applicable)
		F.N.B. Corporation (FBAN)		x	Director	o	10% Owner
				o	Officer (give title below)
	6.	If Amendment, Date of Original (Month/Day/Year)		o	Other (specify below)
Uniontown, PA 15401 (City) (State) (Zip)		01/21/2002
			7.	Individual or Joint/Group Filing (Check
Applicable Line)
				x	Form Filed by One Reporting Person
				o	Form Filed by More than One Reporting Person

Reminder:	Report on a separate line for each class of securities beneficially owned directly or indirectly.
*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).

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Title of Security (Instr. 4)	Amount of Securities Beneficially Owned (Instr. 4)	Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	Nature of Indirect Beneficial Ownership (Instr. 5)
COMMON	51064.000	D
COMMON	39870.000	D
COMMON	2700.216	I	BY WIFE
COMMON	1642.724	I	BY CHILD
COMMON	1642.724	I	BY CHILD
COMMON	1642.724	I	BY CHILD

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Title of Derivative Security (Instr. 4)	Date Exercisable and Expiration Date (Month/Day/Year)	3.	Title and Amount of Securities Underlying Derivative Security (Instr. 4)	4.	Conversion or Exercise Price of Derivative Security	Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)
	Date Exer- cisable	Expi- ration Date	Title	Amount or Number of Shares
STOCK OPTIONS (GRANTED 12/29/2000)	12/30/2000	12/29/2010	COMMON STOCK	926	18.78	D

Explanation of Responses:

/s/ Harry F. Radcliffe	01/31/2003
**Signature of Reporting Person	Date

**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note:	File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

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