CITIZENS, INC. — Director's Dealing 2016

Jan 19, 2016

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2015-12-31

Reporting Person: Osbourn Kay E (President)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2015-01-07	Citizens, Inc. Class A Common Stock	L	25.2791	$7.88	Acquired	452.4416	Direct
2015-02-04	Citizens, Inc. Class A Common Stock	L	27.04	$7.37	Acquired	479.4816	Direct
2015-03-04	Citizens, Inc. Class A Common Stock	L	27.6107	$7.21	Acquired	507.0923	Direct
2015-05-28	Citizens, Inc. Class A Common Stock	L	33.0074	$6.03	Acquired	540.0997	Direct
2015-06-03	Citizens, Inc. Class A Common Stock	L	29.2447	$6.81	Acquired	569.3444	Direct
2015-06-03	Citizens, Inc. Class A Common Stock	L	29.2447	$6.08	Acquired	598.5891	Direct
2015-07-01	Citizens, Inc. Class A Common Stock	L	25.9175	$7.69	Acquired	624.5066	Direct
2015-08-05	Citizens, Inc. Class A Common Stock	L	30.7584	$6.47	Acquired	655.265	Direct
2015-09-02	Citizens, Inc. Class A Common Stock	L	31.0295	$6.41	Acquired	686.2945	Direct
2015-10-07	Citizens, Inc. Class A Common Stock	L	26.5753	$7.50	Acquired	712.8698	Direct
2015-11-04	Citizens, Inc. Class A Common Stock	L	22.9023	$8.70	Acquired	735.7721	Direct
2015-12-02	Citizens, Inc. Class A Common Stock	L	21.2409	$9.38	Acquired	757.013	Direct

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.