CITIZENS, INC. — Director's Dealing 2013

Jan 22, 2013

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2012-12-31

Reporting Person: RILEY RAY A (EVP, USA Marketing)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2012-01-05	Citizens, Inc. Class A Common Stock	L	50.394	$9.89	Acquired	151848.8939	Direct
2012-02-03	Citizens, Inc. Class A Common Stock	L	44.2673	$11.26	Acquired	151893.1612	Direct
2012-03-02	Citizens, Inc. Class A Common Stock	L	48.6121	$10.25	Acquired	151941.7733	Direct
2012-04-04	Citizens, Inc. Class A Common Stock	L	52.9711	$9.41	Acquired	151994.7444	Direct
2012-04-27	Citizens, Inc. Class A Common Stock	L	51.6221	$9.66	Acquired	152046.3665	Direct
2012-06-01	Citizens, Inc. Class A Common Stock	L	60.7878	$8.19	Acquired	152107.1543	Direct
2012-06-29	Citizens, Inc. Class A Common Stock	L	51.6909	$9.64	Acquired	152158.8452	Direct
2012-07-27	Citizens, Inc. Class A Common Stock	L	47.7185	$10.44	Acquired	152206.5637	Direct
2012-09-04	Citizens, Inc. Class A Common Stock	L	48.9246	$10.19	Acquired	152255.4883	Direct
2012-09-28	Citizens, Inc. Class A Common Stock	L	46.5961	$10.70	Acquired	152302.0844	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	124875	Indirect
Citizens, Inc. Class A Common Stock	15916	Indirect
Citizens, Inc. Class A Common Stock	84544	Indirect
Citizens, Inc. Class A Common Stock	17040	Indirect

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.

F2: No longer subject to Section 16 reporting as of April 2, 2012.