CITIZENS, INC. — Director's Dealing 2012

Jan 3, 2012

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2011-12-31

Reporting Person: RILEY RICK D (Director, Vice Chairman, President)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2011-12-02	Citizens, Inc. Class A Common Stock	L	447.0306	$8.92	Acquired	502332.4443	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	3048	Indirect
Citizens, Inc. Class A Common Stock	28195	Indirect
Citizens, Inc. Class A Common Stock	329492	Indirect

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.