CITIZENS, INC. — Director's Dealing 2008

Feb 13, 2008

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2007-12-31

Reporting Person: Pollio Jonathan Meyer (Vice President, Chief Actuary)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2007-07-06	Citizens, Inc. Class A Common Stock	L	8.5133	$7.02	Acquired	8.5133	Direct
2007-08-03	Citizens, Inc. Class A Common Stock	L	10.0341	$5.95	Acquired	18.5474	Direct
2007-09-07	Citizens, Inc. Class A Common Stock	L	7.8485	$7.61	Acquired	26.3959	Direct
2007-09-14	Citizens, Inc. Class A Common Stock	L	11.8922	$7.96	Acquired	38.2881	Direct
2007-09-28	Citizens, Inc. Class A Common Stock	L	24.2759	$8.21	Acquired	62.564	Direct
2007-11-02	Citizens, Inc. Class A Common Stock	L	24.7821	$8.04	Acquired	87.3461	Direct
2007-11-30	Citizens, Inc. Class A Common Stock	L	30.7804	$6.47	Acquired	118.1265	Direct
2007-12-31	Citizens, Inc. Class A Common Stock	L	33.6561	$5.91	Acquired	151.7826	Direct

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.