CITIZENS, INC. — Director's Dealing 2007

Feb 9, 2007

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2006-12-31

Reporting Person: RILEY RAY A (Exec. VP, Chief Mktg. Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2006-12-07	Citizens, Inc. Class A Common Stock	L	74.0587	$6.75	Acquired	304906.459	Direct
2006-12-26	Citizens, Inc. Class A Common Stock	G	5000	$6.63	Disposed	18616	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	117880	Indirect
Citizens, Inc. Class A Common Stock	77549	Indirect

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.

F2: Gift for Hyde Park Baptist Church